Services
- Payday loans
- Cash advance
- Personal loan
- Emergency Cash Loans
- Financial Services
- Quick Cash
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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
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How to Apply Loan on 1st Franklin Financial?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for 1st Franklin Financial
The address is 718 Academy Dr Suite 108, Bessemer, AL 35022 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
1st Franklin Financial Compare With BadCreditLoans
| 1st Franklin Financial | BadCreditLoans | |
|---|---|---|
| Est. Process Time | 1-2 days | As fast as 2 hours |
| Approval Level | Standard | High |
| Simplicity Level | Standard | Easy (Apply Online) |
| Bad Credit Approve | Consider | Consider |
| Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the 1st Franklin Financial?
Please call (205) 426-0711 or visit their own websites if available. Please check at: https://locations.1ffc.com/
- 2. Where is the address of the 1st Franklin Financial?
1st Franklin Financial is located at 718 Academy Dr Suite 108, Bessemer, AL 35022 . Opening from 8:30 AM - 17:30 PM Monday. You may want to call for the hours before the visit.
- 3. Does 1st Franklin Financial provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://locations.1ffc.com/
- 4. Are there any alternatives to 1st Franklin Financial?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
1st Franklin Financial Reviews
4.4 stars based on 29 reviews
Featured Comments:
Lashon Coleman- a year ago1.0Bad customer service online has been down for a week. Once I pay my balance off I want be returning. If I could give no stars I would.
Response from the ownerWe know that the disruption of our services has been extremely inconvenient for our customers, and we give you our sincerest apologies.
Veronica Brown- a year ago5.0Ms.Kayla..has the most pleasant attitude...Great customer service...
Response from the ownerHi, Veronica! You taking the time to leave us a great review, validates every effort we make to deliver great customer service!
Wesley Frazier- a year ago5.0
Shirley Parker- a year ago5.0
Response from the ownerThanks for the five stars, Shirley!
Artunado Scott- a year ago5.0Great People, Wonderful Atomsphere, No Problems, Prompt. Love it
Response from the ownerWe are thrilled to hear that you are happy with the service you received. We look forward to further opportunities to assist you, Artunado!
darrell collins- a year ago5.0Excellent customer service and very helpful
Response from the ownerThanks a ton for your feedback, Darrell!
Carceail Mixon- a year ago5.0Carceail and Rhonda Mixon
Response from the ownerHello, Carceail! We’re glad to hear about your good experience with us, and we’re delighted that you’ve recommended our Bessemer team. We look forward to working with you and your wife.
Denis Carrera- a year ago2.0
sonya mays- a year ago5.0
Response from the ownerWe're happy to know you had a 5-Star experience with our Bessemer team!
pete files- a year ago5.0Melissa is da bomb. They are olways on the spot for me
Response from the ownerWe really appreciate your business, Pete!
Map & Direction
- SaturdayClose
- SundayClose
- Monday8:30AM-17:30PM
- Tuesday8:30AM-17:30PM
- Wednesday8:30AM-13:30PM
- Thursday8:30AM-17:30PM
- Friday:8:30AM-17:30PM
- Saturday:Close
- Sunday:Close
- Monday:8:30AM-17:30PM
- Tuesday:8:30AM-17:30PM
- Wednesday:8:30AM-13:30PM
- Thursday:8:30AM-17:30PM
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