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- Payday loans
- Cash advance
- Personal loan
- Emergency Cash Loans
- Financial Services
- Quick Cash
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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
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How to Apply Loan on ARC Federal Credit Union?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for ARC Federal Credit Union
The address is 419 N 7th St, Altoona, PA 16601 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
ARC Federal Credit Union Compare With Personal Loans
| ARC Federal Credit Union | Personal Loans | |
|---|---|---|
| Est. Process Time | 1-2 days | As fast as 2 hours |
| Approval Level | Standard | High |
| Simplicity Level | Standard | Easy (Apply Online) |
| Bad Credit Approve | Consider | Consider |
| Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the ARC Federal Credit Union?
Please call (814) 296-2455 or visit their own websites if available. Please check at: http://arcfcu.org/
- 2. Where is the address of the ARC Federal Credit Union?
ARC Federal Credit Union is located at 419 N 7th St, Altoona, PA 16601 .
- 3. Does ARC Federal Credit Union provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: http://arcfcu.org/
- 4. Are there any alternatives to ARC Federal Credit Union?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
ARC Federal Credit Union Reviews
4.8 stars based on 12 reviews
Featured Comments:
Morgan Kiesewetter- a year ago5.0
Response from the ownerThank you for the 5-star review Morgan! We love feedback on our services.
Courtney Carter- a year ago5.0Have been using ARC for as long as i can remember! Great bank and awesome people always there to help when needed. Online banking and Bill pay is also super helpful and keeps everything in order. Katie Fulton helped me also with my debt consolidation!
Response from the ownerThank you for your 5-star review Courtney! We're so happy you've been able to take advantage of so many of our products and services. Katie is great and we're glad she was able to help you with your debt consolidation. We'll be sure to pass along your praise to Katie and her supervisors!
Jaidyn Plunket- a year ago5.0
Christina Fultz- a year ago5.0Katie Fulton went above and beyond to help me out! Been a customer since 1976!!!! Great group of people!
Response from the ownerWe're thrilled to hear you've been a customer with us for so long, Christina. We'll definitely let Katie know that she did a wonderful job, we're lucky to have her. Thank you for banking with us!
Corey Simpson- 2 years ago5.0Getting my loan at a great APR took less than 24 hours from start to finish with money available to me the same day. Will definitely be lending here again!
Response from the ownerThanks for the 5-star review Corey! Our mission is to help you meet your financial goals, and if that means getting your loan funds to you the same day, that's what we're here for. We look forward to helping you again in the future!
Jamie Mankos- 2 years ago5.0Tia T. was outstanding! Super efficient, friendly, understanding, empathetic, and informative about every step of our process. Would give 50 stars if I could.
Response from the ownerThank you for the feedback Jamie, and we're so happy Tia helped you have such a positive experience! She's a wonderful asset to our credit union family. We'll make sure she sees how much you appreciated her guidance today.
Macy Adams- 3 years ago5.0Awesome experience! Katie got back to me within seconds of everything. We got it taken care of within 20 minutes.
Response from the ownerWe're happy we could provide such an awesome experience and that Katie was able to help you so quickly. She understands our members' time is valuable and does a good job keeping things running smoothly.
Liesl Kapfhammer- 3 years ago5.0Convenient location, quick service
Jess Hayes- 3 years ago5.0
ValeenJosh McCahan- 5 years ago3.0Same as any other bank
Response from the ownerHi Josh, we are always working to improve our service and try to go above and beyond for our members. If you feel there is some area that we could use more work or would like to see changes made, please reach out to us at [email protected] or call 877-946-0857 opt 3
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