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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
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How to Apply Loan on ARC Federal Credit Union?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for ARC Federal Credit Union
The address is 1919 7th Ave, Altoona, PA 16602 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
ARC Federal Credit Union Compare With Personal Loans
| ARC Federal Credit Union | Personal Loans | |
|---|---|---|
| Est. Process Time | 1-2 days | As fast as 2 hours |
| Approval Level | Standard | High |
| Simplicity Level | Standard | Easy (Apply Online) |
| Bad Credit Approve | Consider | Consider |
| Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the ARC Federal Credit Union?
Please call (814) 946-0857 or visit their own websites if available. Please check at: http://arcfcu.org/
- 2. Where is the address of the ARC Federal Credit Union?
ARC Federal Credit Union is located at 1919 7th Ave, Altoona, PA 16602 .
- 3. Does ARC Federal Credit Union provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: http://arcfcu.org/
- 4. Are there any alternatives to ARC Federal Credit Union?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
ARC Federal Credit Union Reviews
4.7 stars based on 54 reviews
Featured Comments:
jerrica grance- a year ago5.0I have been a member of ARC for 3+ years. My first experience with ARC I got to work with Katie Fulton. After the exceptional service I got with her, I directed all my future inquiries to her. She has kindly directed me to the right person or gladly helped me herself. She has always been a big help but my recent experience was beyond great! She knew I was in a rush and she helped beyond my expectations. I am greatful to have a local credit union to reply on and they sectainly have a great employee leading and helping thier members!
Response from the ownerJerrica, we truly appreciate the phenomenal feedback you have left us. We are so happy to see that you and Katie work well together! She's great, we'll let her know about your compliment. We appreciate your business!
Becki D- a year ago5.0Katie at the Juniata office was exceptional when it came down to her customer service, responding back and answering any questions that I had. I usually use the 7th Avenue office for my banking needs and I can tell you that I’ve never had a bad experience there either. I’ve had other banks in the past and experiences have been less than par. If you are looking for a great bank, with great people. I’d check them out
Response from the ownerThank you for your kind comments, Becki! Customer service is our top priority and we are glad to see it shows! Have a great day!
Kimberly Ciccarella- 2 years ago5.0Everyone I worked with at ARC was helpful and friendly. Thanks especially to Michele Banks for her help through the mortgage process, and for patiently answering my numerous questions!
Response from the ownerThe mortgage process can be a doozy, but Michele's knowledge and customer service are definitely top-notch. We're glad she helped you through and we appreciate your feedback! We'll make sure Michele and her supervisor see this :)
Andrea Hammers- 2 years ago5.0Katie Fulton was so kind and extremely helpful! We will definitely be returning to her for our future needs.
Response from the ownerWe are so glad Katie has been able to assist you, Andrea! Thank you for banking with us.
Tara Lessa- 2 years ago5.0Best Bank I've had so far
Response from the ownerWe're so glad to hear this, Tara! Thank you for the excellent review and rating. We're glad to have you.
Glenn Potts- 2 years ago5.0They go above and beyond, they are very friendly when you walk in,o always feel at home.
Response from the ownerMaking you feel at ease is a top priority for us. We know that banking can be confusing and overwhelming for some people so we work to avoid that as much as possible. Thanks for the review and we look forward to seeing you next time you stop in!
Adam Keener- 2 years ago5.0Michele Banks at ARC is a very wonderful person to deal with there. Personable and full of enthusiasm, She made me feel right at home. The pleasure was all mine! I would recommend ARC to anyone, without a doubt.
Response from the ownerThank you for your feedback Adam. We'll be sure to pass this along to Michele, as we know how hard she works to give our members a positive experience. We look forward to working with you and helping you meet your financial goals!
Carey Pierce- 2 years ago5.0I have been thanking here for over a decade. The tellers are always so incredibly friendly and it's not a fake friendly either. My husband and I have worked with the loan office before as well and everybody there is always so nice. I would highly recommend this bank to anybody who likes nice friendly people rather than stick in the mud variety when it comes to banking.
Response from the ownerWe're so happy to have you as a loyal customer, Carey! Thanks so much for your kind review!
Elizabeth Kowalski- 2 years ago5.0
Donald Mast- 2 years ago5.0The customer service by the ARC team and Angela Gochnour is fantastic! With my busy schedule, she helped me complete all the paperwork needed. Quick and easy. Super friendly too! ARC is #1 with Customer Service! Great job!
Response from the ownerThank you for the great review, Donald! Our customers are our priority! We're so glad to hear Angela helped you so well.
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