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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
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How to Apply Loan on OneMain Financial?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for OneMain Financial
The address is 102 N Fair Ave #104, Yakima, WA 98901 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
OneMain Financial Compare With Personal Loans
| OneMain Financial | Personal Loans | |
|---|---|---|
| Est. Process Time | 1-2 days | As fast as 2 hours |
| Approval Level | Standard | High |
| Simplicity Level | Standard | Easy (Apply Online) |
| Bad Credit Approve | Consider | Consider |
| Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the OneMain Financial?
Please call (509) 469-0482 or visit their own websites if available. Please check at: https://www.onemainfinancial.com/
- 2. Where is the address of the OneMain Financial?
OneMain Financial is located at 102 N Fair Ave #104, Yakima, WA 98901 . Opening from 8:30 AM - 17:30 PM Monday. You may want to call for the hours before the visit.
- 3. Does OneMain Financial provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://www.onemainfinancial.com/
- 4. Are there any alternatives to OneMain Financial?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
OneMain Financial Reviews
4.0 stars based on 26 reviews
Featured Comments:
Leticia Losoya- a year ago5.0Mayra chavez is the best I love working with her probably my 3rd time
Blake Espinoza- a year ago5.0Always a pleasant experience, thank you
Response from the ownerHi Blake, thank you for taking the time to provide us with a review of your experience. We are pleased to hear that our team made your experience pleasant and we look forward to seeing you again soon! - sm
Lynne Gardner- a year ago5.0
Kristian Garcia- a year ago5.0Great customer service with great help and they help you what you are in need
Response from the ownerWe appreciate you taking the time to leave us a review and are glad to hear about your experience! - sm
Lora Ramsey- 2 years ago5.0
Response from the ownerHi Lora!
Missy- 2 years ago1.0They say they don't go by your credit score which is a LIE! We had fraud on our account three years ago and lost a lot of our connected cards linked to our bank account so credit went down. We call one main with a houseboat for collateral and they said we would need a co signer. We got a co signer who has good credit and a loan with them and they flat out said no. I suppose it's for the best, it takes YEARS to pay anything down. I guess we dodged a bullet here. Best advise, KEEP LOOKING ELSEWHERE
Response from the ownerHello Amber. We understand this isn't the result you were hoping for. Our loan specialists make decisions based on a variety of different factors. Please call 855-663-6246 and one of our representative would be happy to send you a statement of specific reasons your request went unfulfilled. -AS
robert ramos- 2 years ago5.0Jennifer Rodriguez was very professional and helpful!! Thanks again for the good customer service.!!!!!
Response from the ownerHi Robert,
Coma Crisis- 2 years ago1.09k loan and after 2 years I've only paid down a less than a grand. Legal loan sharks and that's about it. This is what scalpers do.
Response from the ownerHi, thanks for reaching out to OneMain. We consider interest rates on the basis of a few different factors, including your ability to meet our credit standards, which includes things like your credit history and your income after your monthly expenses. Your local branch is there for you to answer any questions you may have, and you can find their contact information here: https://spr.ly/OMFBranches. Thanks. -AS
Deno Morrow- 3 years ago5.0
Oskar Yovany- 3 years ago1.0Worst place ever super high interest rates They will just take your money don’t go there.
Map & Direction
- Tuesday9AM-17:30PM
- Wednesday8:30AM-17:30PM
- Thursday9AM-17:30PM
- Friday8:30AM-17:30PM
- SaturdayClose
- SundayClose
- Monday:8:30AM-17:30PM
- Tuesday:9AM-17:30PM
- Wednesday:8:30AM-17:30PM
- Thursday:9AM-17:30PM
- Friday:8:30AM-17:30PM
- Saturday:Close
- Sunday:Close
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