OneMain Financial picture
OneMain Financial picture
OneMain Financial picture
Loan agency
CLOSED

OneMain Financial

CLOSED

755 2nd St S, Waite Park, MN 56387

4.2

(27)

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OverView

OneMain Financial is a financial service brand, located at 755 2nd St S, Waite Park, MN 56387 . It provides Payday Loans, Title Loans, and other services. Visiting recommendations cannot be made at this time due to the lack of customer feedback. If you have visited this store, we highly recommend your leave feedback about your personal experience at OneMain Financial. The feedback will help us to generate visiting recommendations and benefit other customers.

OverView

OneMain Financial is a financial service brand, located at 755 2nd St S, Waite Park, MN 56387 . It provides Payday Loans, Title Loans, and other services. Visiting recommendations cannot be made at this time due to the lack of customer feedback. If you have visited this store, we highly recommend your leave feedback about your personal experience at OneMain Financial. The feedback will help us to generate visiting recommendations and benefit other customers.

Services

  • Payday loans
  • Cash advance
  • Personal loan
  • Emergency Cash Loans
  • Financial Services
  • Quick Cash

Apply for Your Loan via CreditYelp!

How Much Would You like to Get up to?

$2,500
$0
$5,000
  • Bad credit isn't an issue
  • No hard credit checks
  • Easy & quick access to funds
  • Very high acceptance rates

Disclaimer:

CreditYelp help people search for a loan from our network of lenders and in other third-party lender networks we use.

How to Apply Loan on OneMain Financial?

Step 1 Eligibility and Documents

  • An Active Bank Account
  • Government-Issued Photo ID
  • Proof of Income
  • Most Recent Bank Statement
  • Checking Account + Bank Routing Number
  • Social Security Number/ITIN

Step 2 Location and driving instructions for OneMain Financial

The address is 755 2nd St S, Waite Park, MN 56387 .

Step 3 Fill out the application form

Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.

Step 4 Review the term and sign the loan agreement (if approved)

Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.

Step 5 Received your loan.

Get a check, cash, or direct deposit for the amount you asked for. You are all set!

OneMain Financial Compare With CashUsa

OneMain FinancialCashUsa
Est. Process Time1-2 daysAs fast as 2 hours
Approval LevelStandardHigh
Simplicity LevelStandard Easy (Apply Online)
Bad Credit ApproveConsiderConsider
Loan limit$100-$2000$100-$10000

Frequently Asked Questions

  1. 1. How should I contact the OneMain Financial?

    Please call (320) 656-0126 or visit their own websites if available. Please check at: https://www.onemainfinancial.com/

  2. 2. Where is the address of the OneMain Financial?

    OneMain Financial is located at 755 2nd St S, Waite Park, MN 56387 . Opening from 8:30 AM - 17:30 PM Monday. You may want to call for the hours before the visit.

  3. 3. Does OneMain Financial provide online loan service?

    While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://www.onemainfinancial.com/

  1. 4. Are there any alternatives to OneMain Financial?

    You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.

  2. 5. What is APR?

    Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.

  3. 6. What makes payday loan has such high APR?

    Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.

OneMain Financial Reviews

4.2 stars based on 27 reviews

Featured Comments:

  • user avatar
    Annette
    - a year ago
    4.0

    I was told a certain amount for a loan but got another amount. Though disappointed ???? I understood. Things will get better.... Thank you Amy & Kristy? …


    Response from the owner

    Online feedback is valuable to us and we are thankful you took the time to let us know about your experience. - HD

  • user avatar
    Jerry Harrell Jr.
    - a year ago
    1.0

    Denied, being a veteran with 2 Honorable discharges ain't never counted for anything especially being a Blackman.


    Response from the owner

    We take matters of discrimination and fair lending seriously. Our policy is to never make loan decisions based off any protected basis. Please email [email protected] and send us your phone number and zip code so that we can put you in contact with a member of our Executive Office of Customer Care. -AS

  • user avatar
    Jon Molden
    - 2 years ago
    5.0

    Thanks Jon Molden


    Response from the owner

    Hi Jon,

  • user avatar
    Shawn Duncan
    - 2 years ago
    1.0

    I have done business with One Main off and one for about the past 5 years, I have never missed a payment , in fact in December I was told I could borrow up to 11K, I only borrowed 7500 and I paid a large part of the loan off, I went to borrow 4K and was turned down for a loan, when I contacted the office I talked to Sam and he said it didn't make sense to either him or his manager as why I was turned down. Sam nor any employee from one Main in Waite Park returned any calls, I got the money I needed in 20 mins from the lending tree with a lot better rate, I will never do business again as there are better lenders out there - highly recommend lending tree


    Response from the owner

    Hello Shawn. We apologize that your experience was not what you anticipated. Here are some steps you can take: please call 855-663-6246 (have the reference number that’s printed in the decision letter ready). You can also request a free copy of your credit report from the credit bureau listed in the notice within 60 days of receipt of the original notice. Also take advantage of our free online resources to learn how to improve credit scores, talk to lenders, budget and save: https://www.onemainfinancial.com/resources -AS

  • user avatar
    Denise Lagou
    - 2 years ago
    5.0

    They're very good and helping when others won't.


    Response from the owner

    Hi Denise, Thanks for the kind review. We appreciate your comment. Best wishes -JS

  • user avatar
    Mike Voigt
    - 2 years ago
    5.0


    Response from the owner

    Hi Mike, thank you! Best wishes -JS

  • user avatar
    juanita guevara
    - 2 years ago
    5.0

    Nice people they. help as with everything on the Application


    Response from the owner

    Hi Juanita,

  • user avatar
    jzekarb0025
    - 2 years ago
    5.0

    My experience was good. I didn’t expect to be approve initially, but then I qualified for a loan. I fill out the form like they asked, and I provided the documents needed. I got follow calls, and when I would call back, someone always the phone. I asked a lot of questions, and they answered all.


    Response from the owner

    Hi there,

  • user avatar
    John Araco
    - 3 years ago
    5.0

    one word Wonderful !!

  • user avatar
    Shabrandy Riley
    - 3 years ago
    1.0

    I take it gas lighting is the usual for them. I did an application, over the weekend, online and was told I would get a response within minutes and I did. When I recieved an email, It said congratulations you are approved. When Monday came, I got a call from them asking questions and was suppose to get a call back with in a couple hours. What happened? I mever got a call back. I ended up calling them to figure out why they haven't contacted me about my application. So when I got into contact with someone they ended deciding to deny my application.


    Response from the owner

    Hi Shabrandy, we apologize that OneMain did not meet your expectations. We ask for additional verifications when we need to confirm identity, employment and income, among other factors. We'd be happy to send you a written statement of specific reasons that the request was not fulfilled, just call 855-663-6246 and have the reference number from your decision letter handy. Have a wonderful day. -AS

Map & Direction

CLOSED
Hours:
  • Friday8:30AM-17:30PM
  • SaturdayClose
  • SundayClose
  • Monday8:30AM-17:30PM
  • Tuesday9AM-17:30PM
  • Wednesday8:30AM-17:30PM
Hours:CLOSED
  • Thursday:
    9AM-17:30PM
  • Friday:
    8:30AM-17:30PM
  • Saturday:
    Close
  • Sunday:
    Close
  • Monday:
    8:30AM-17:30PM
  • Tuesday:
    9AM-17:30PM
  • Wednesday:
    8:30AM-17:30PM
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