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ACE Cash Express picture
ACE Cash Express picture
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ACE Cash Express

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1416 S 31st St, Temple, TX 76504

4.5

(138)

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At ACE, we make it easy to get access to financial services you need when it matters. We offer a broad range of financial products and services, including short-term loans, card services, check cashing, money transfers, bill payments, and money orders. Since 1968, we’ve been here to help you create a better financial future.

OverView

At ACE, we make it easy to get access to financial services you need when it matters. We offer a broad range of financial products and services, including short-term loans, card services, check cashing, money transfers, bill payments, and money orders. Since 1968, we’ve been here to help you create a better financial future.

Services

  • Payday loans
  • Cash advance
  • Personal loan
  • Emergency Cash Loans
  • Financial Services
  • Quick Cash

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  • Bad credit isn't an issue
  • No hard credit checks
  • Easy & quick access to funds
  • Very high acceptance rates

Disclaimer:

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How to Apply Loan on ACE Cash Express?

Step 1 Eligibility and Documents

  • An Active Bank Account
  • Government-Issued Photo ID
  • Proof of Income
  • Most Recent Bank Statement
  • Checking Account + Bank Routing Number
  • Social Security Number/ITIN

Step 2 Location and driving instructions for ACE Cash Express

The address is 1416 S 31st St, Temple, TX 76504 .

Step 3 Fill out the application form

Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.

Step 4 Review the term and sign the loan agreement (if approved)

Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.

Step 5 Received your loan.

Get a check, cash, or direct deposit for the amount you asked for. You are all set!

ACE Cash Express Compare With Personal Loans

ACE Cash ExpressPersonal Loans
Est. Process Time1-2 daysAs fast as 2 hours
Approval LevelStandardHigh
Simplicity LevelStandard Easy (Apply Online)
Bad Credit ApproveConsiderConsider
Loan limit$100-$2000$100-$10000

Frequently Asked Questions

  1. 1. How should I contact the ACE Cash Express?

    Please call (254) 791-9100 or visit their own websites if available. Please check at: https://www.acecashexpress.com/

  2. 2. Where is the address of the ACE Cash Express?

    ACE Cash Express is located at 1416 S 31st St, Temple, TX 76504 . Opening from 9 :00AM - 19:00PM Monday. You may want to call for the hours before the visit.

  3. 3. Does ACE Cash Express provide online loan service?

    While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://www.acecashexpress.com/

  1. 4. Are there any alternatives to ACE Cash Express?

    You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.

  2. 5. What is APR?

    Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.

  3. 6. What makes payday loan has such high APR?

    Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.

More questions want to solve?

ACE Cash Express Reviews

4.5 stars based on 138 reviews

Featured Comments:

  • user avatar
    Andrew Robinson
    - a year ago
    5.0

    Great service

    Response from the owner

    Thanks so much for taking the time to leave us this terrific review, Andrew! This is the feedback that we love to hear. Please come back to visit our associates at 1416 S 31st St soon!

  • user avatar
    Alfonso Rodriguez
    - a year ago
    1.0

    I be in line for about 20 min already and there only 1 person trying to multiple things and the line just keep on getting longer just the worst experience ever don't know why there no a other person to help and stil waiting so beware if you come here

    Response from the owner

    Thank you for your feedback, Alfonso. At ACE, we strive to provide outstanding service, and we apologize that your experience didn’t reflect a high level of quality service. We’d like to discuss your feedback further and ensure this issue is addressed. Please contact [email protected], and the Regional Vice President over this store location will respond to you as soon as possible. Thank you!

  • user avatar
    Daniel Alvarado
    - a year ago
    5.0

    Mr.Alex was very polite and helpful definitely coming back again to cash my check here ????????????

    Response from the owner

    We’re glad that we could help you ACE the day with your check cashing, Daniel! Thank you for being our consumer and for telling us about your positive experience at our store in Temple. We look forward to your next visit - and don’t forget we offer bill pay and money transfer services, too.

  • user avatar
    Lacy Simmler
    - a year ago
    5.0

    Kcharra and Alex give a great customer service with my assisting me with my loan. Very patient with me. I would recommend anyone to do business here at Ace Cash Express ????

    Response from the owner

    At ACE, we work hard to make things easy for our consumers, and we’re happy to hear that you were pleased with our service. Thank you for being a loyal consumer, Lacy. Come back and visit our ACE store at 1416 S 31st St soon!

  • user avatar
    Takariyia Tolliver
    - a year ago
    5.0

  • user avatar
    Kylie Newman
    - a year ago
    5.0

    Alex at the Temple location was nothing but professional and helpful. It was my first experience with Ace Cash Express and won't be my last. Thank you Alex.

    Response from the owner

    We’re glad that we could help you ACE the day, Kylie! Thank you for being our consumer and for telling us about your positive experience at our store in Temple.

  • user avatar
    Melissa Cendro
    - a year ago
    5.0

    Candy and Alex were of good help. Great customer service

    Response from the owner

    We’re glad that we could help you ACE the day, Melissa! Thank you for being our consumer and for telling us about your positive experience at our store in Temple.

  • user avatar
    jacob morris
    - a year ago
    5.0

    Great customer service and got me in and out of there quickly. Also went above and beyond for me to get it cashed... thank you Alex

    Response from the owner

    At ACE, we work hard to make things easy for our consumers, and we’re happy to hear that you were pleased with our service. Thank you for being a loyal consumer, jacob. Come back and visit our ACE store at 1416 S 31st St soon!

  • user avatar
    Dillon Newman
    - a year ago
    5.0

    The clerk Alex at Ace Cash Express in Temple, TX was in my mind the best employee any employer could hope for in their company. He was more than understanding and carried a professional manner the entire time. I will most definitely recommend Ace Cash Express simply due to his actions.

    Response from the owner

    We’re glad that we could help you ACE the day, Dillon! Thank you for being our consumer and for telling us about your positive experience at our store in Temple.

  • user avatar
    DD B
    - a year ago
    5.0

    Bless up

    Response from the owner

    We’re glad that we could help you ACE the day, DD! Thank you for being our consumer and for telling us about your positive experience at our store in Temple.

More Review (136)

Map & Direction

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Hours:
  • Tuesday9AM-19PM
  • Wednesday9AM-19PM
  • Thursday9AM-19PM
  • Friday9AM-20PM
  • Saturday9AM-17PM
  • SundayClose
Hours:OPEN NOW
  • Monday:
    9AM-19PM
  • Tuesday:
    9AM-19PM
  • Wednesday:
    9AM-19PM
  • Thursday:
    9AM-19PM
  • Friday:
    9AM-20PM
  • Saturday:
    9AM-17PM
  • Sunday:
    Close
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