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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
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How to Apply Loan on OneMain Financial?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for OneMain Financial
The address is 8075 Mall Pkwy #101, Stonecrest, GA 30038 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
OneMain Financial Compare With Personal Loans
OneMain Financial | Personal Loans | |
---|---|---|
Est. Process Time | 1-2 days | As fast as 2 hours |
Approval Level | Standard | High |
Simplicity Level | Standard | Easy (Apply Online) |
Bad Credit Approve | Consider | Consider |
Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the OneMain Financial?
Please call (770) 981-4200 or visit their own websites if available. Please check at: https://www.onemainfinancial.com/
- 2. Where is the address of the OneMain Financial?
OneMain Financial is located at 8075 Mall Pkwy #101, Stonecrest, GA 30038 . Opening from 8:30 AM - 17:30 ,PM Monday. You may want to call for the hours before the visit.
- 3. Does OneMain Financial provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://www.onemainfinancial.com/
- 4. Are there any alternatives to OneMain Financial?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
OneMain Financial Reviews
3.5 stars based on 35 reviews
Featured Comments:
- Heather Hubba- a year ago5.0
I am very very pleased with the fast and easy process I received at Stonecrest one main financial. No hassle. Just excellent customer service. Monica helped me get the loan I needed just before the holidays. And it was great to see a familiar face. And that was Shannon. She’s so sweet and kind. Thank you all for getting me right for the loan I needed to help me!
Response from the ownerThank you for sharing your OneMain experience. We're happy to hear that Monica provided excellent customer service. We look forward to seeing you again soon. -sm
- lynnard geddis- a year ago4.0
Mrs. Shannon Jackson has and did take care of me. I appreciate d her service. Y'all need more like her... PEACE
Response from the ownerThank you for sharing your OneMain experience. We're happy to hear that Shannon provided excellent customer service. We look forward to seeing you again soon. -sm
- Marilyn Jackson- a year ago5.0
My experience was excellent. Shannon was outstanding. Her smile, knowledge, professional was outstanding.
Response from the ownerHi Marilyn, thank you for taking the time to share your experience. We appreciate you feedback! It's what helps us do our jobs better. – rc
- James Starks- a year ago5.0
It’s was informative, complete and accurate
Response from the ownerHello James, we appreciate your positive feedback about your experience. We take pride in serving our customers and hope to see you again soon! - dd
- drewexec- a year ago5.0
Dynamic customer service Sharonda is the bomb.
Response from the ownerThank you for sharing your OneMain experience. We're happy to hear that Sharonda provided excellent customer service. We look forward to seeing you again soon. -sm
- Anthony Harris- a year ago1.0
Customer service needs to be improved. The ladies I spoke with both had unwarranted attitudes and were quick to hang up in my face. You ladies could benefit from being kinder and more patient with customers.
Response from the ownerWe'd like to learn more to see how we can help. Please send us an email at [email protected] and include your first and last name, Google username, phone number, zip code, and a few additional details about your experience. -SG
- DAS ARISE- 2 years ago2.0
- Cutesy Kidz Presents !- 2 years ago1.0
I filled out the prequalified application to see if I would be approved so it wouldn’t hurt my credit. When I got the approval, I went ahead and hit submit. What I did not know until after they have pulled my credit report is, you’re approved if you have a car with a title or you don’t owe much left on your car. Now I have a hard inquiry on my credit and if I had of known this was the requirement, I never would have applied. This information needs to be explained or made clear because I was looking for a personal loan not a title loan.
Response from the ownerDependent on the type of loan, decisions are made based on a variety of factors including credit history, income, and expenses. Not all loans require collateral, but those that do also take into account the value of that collateral. Please contact your local branch specialist to review your loan options: https://spr.ly/OMFBranches -AS
- Maya dillard- 2 years ago5.0
This is my go to place when in need. Shannon a great Rep. Best customer service
Response from the ownerHi Maya, Thanks for the kind review. We appreciate your comment. Best wishes -JS
- T J- 2 years ago5.0
My representative (Shannon) was very helpful and professional throughout the process. There was no rush and anything that was not understood was explained in detail. I had a pleasant experience
Response from the ownerHi TJ,
Map & Direction
- SundayClose
- Monday8:30AM-17:30
- Tuesday9AM-17:30PM
- Wednesday8:30AM-17:30PM
- Thursday9AM-17:30PM
- Friday8:30AM-17:30PM
- Saturday:Close
- Sunday:Close
- Monday:8:30AM-17:30
- Tuesday:9AM-17:30PM
- Wednesday:8:30AM-17:30PM
- Thursday:9AM-17:30PM
- Friday:8:30AM-17:30PM
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