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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
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How to Apply Loan on Summit Funding, Inc.?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for Summit Funding, Inc.
The address is 3558 Deer Park Dr STE 104, Stockton, CA 95219 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
Summit Funding, Inc. Compare With Personal Loans
| Summit Funding, Inc. | Personal Loans | |
|---|---|---|
| Est. Process Time | 1-2 days | As fast as 2 hours |
| Approval Level | Standard | High |
| Simplicity Level | Standard | Easy (Apply Online) |
| Bad Credit Approve | Consider | Consider |
| Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the Summit Funding, Inc.?
Please call (209) 320-3400 or visit their own websites if available. Please check at: https://summitfunding.net/
- 2. Where is the address of the Summit Funding, Inc.?
Summit Funding, Inc. is located at 3558 Deer Park Dr STE 104, Stockton, CA 95219 . Opening from 8 :00AM - 17:30 PM Monday. You may want to call for the hours before the visit.
- 3. Does Summit Funding, Inc. provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://summitfunding.net/
- 4. Are there any alternatives to Summit Funding, Inc.?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
Summit Funding, Inc. Reviews
5.0 stars based on 181 reviews
Featured Comments:
Stephanie Cooksey- a year ago5.0Summit funding (Eagle Team) did an amazing job on our New Home Loan. JP always returned our calls promptly. We were very nervous about buying a new home. We would like to thank the entire Eagle Team for all their hard work and closing our new home loan.
Adriana Delgadillo- a year ago5.0Jose Molina and his team were amazing. It took us almost a year to find the home we really liked and Jose was very patient throughout. Always willing to answer our multiple questions even on the weekends and off hours. Thanks to his experience, knowledge and the hard work of his team we were able to close before the closing date. Thank you Team Molina for helping us obtain a beautiful house and achieve our goal!!
Linda Curtis- a year ago5.0This company is extremely professional and responsive. I recommend them highly.
Kelvin Chemparathy- a year ago5.0It was a pleasure working with Jose! He is very knowledgeable of his field and gets the job done to the best of ability. We had some unexpected bumps on the road, but knowing we were working with Jose ensured that we were in safe hands. I highly recommend doing business with Jose & his team. ???? …
Teresita Cachero- a year ago5.0Jose and his team supported our family throughout our home purchase. He has been very transparent with the process and was very patient with all our questions, especially since it's our first-time home! His team is always present in every step until the very end, they even went over and beyond when we had a small issue at the end and continued to ensure we get our keys on the planned closing date. Transactions were smooth and love that we were able to do things electronically but at the same time, they are open to meeting in person as we requested. I definitely would recommend Team Molina to friends and family and will work with them again on our next home! Thank you, Team Molina!
Merely Narvaez- a year ago5.0We loved working with Summit Funding in Stockton,CA to get our home loan for our first house. They were very professional and friendly, kept great communication, answer ALL my questions and were very helpful explaining everything clearly. I felt they worked with us to get the best deal and exactly what we wanted. They were very flexible with the schedule to accommodate ours. Overall a very pleasant experience with them.
Response from the ownerThank you Merely for this wonderful review. We are thrilled that you had such a positive experience. Thank you for allowing us to be a part of your homeownership journey. Congratulations on your new and First home!
Johnny on the spot- a year ago5.0I worked with Jessica and Josh who helped handle my loan. They were really professional, fast responding and explained everything very thoroughly. While I hope I don't need another loan in the near future, I plan on staying with them going forward with any other of my needs. Thanks again for making this a very smooth transaction. I could tell that Josh and Jessica really went above and beyond what was needed. Jessica kept me informed and while I bugged her a few times with the same question never got frustrated lol. A Top A company! Thanks again guys!
Matthew Zaklan- a year ago5.0
Robyn Brown- a year ago5.0Anthony was awesome to work with, had very good communication, he exceeded my expectations in all areas! He was very professional, completed the loan before our time line and always responded quickly to calls, texts and emails. I will definitely be working with him again and I highly recommend him!
Response from the ownerThank you Robyn for this wonderful review of Anthony. We are thrilled that you had such a positive experience. Thank you for choosing us
Yogi Patel- a year ago5.0
Response from the ownerThank you Yogi for the 5 Star Review!
Map & Direction
- SundayClose
- Monday8AM-17:30PM
- Tuesday8AM-17:30PM
- Wednesday8AM-17:30PM
- Thursday8AM-17:30PM
- Friday8AM-16PM
- Saturday:Close
- Sunday:Close
- Monday:8AM-17:30PM
- Tuesday:8AM-17:30PM
- Wednesday:8AM-17:30PM
- Thursday:8AM-17:30PM
- Friday:8AM-16PM
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