Services
- Payday loans
- Cash advance
- Personal loan
- Emergency Cash Loans
- Financial Services
- Quick Cash
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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
Disclaimer:
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How to Apply Loan on OneMain Financial?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for OneMain Financial
The address is 81 Mall Rd STE 1, Somerset, KY 42501 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
OneMain Financial Compare With BadCreditLoans
OneMain Financial | BadCreditLoans | |
---|---|---|
Est. Process Time | 1-2 days | As fast as 2 hours |
Approval Level | Standard | High |
Simplicity Level | Standard | Easy (Apply Online) |
Bad Credit Approve | Consider | Consider |
Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the OneMain Financial?
Please call (606) 679-9348 or visit their own websites if available. Please check at: https://www.onemainfinancial.com/
- 2. Where is the address of the OneMain Financial?
OneMain Financial is located at 81 Mall Rd STE 1, Somerset, KY 42501 . Opening from 8:30 AM - 17:30 PM Monday. You may want to call for the hours before the visit.
- 3. Does OneMain Financial provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://www.onemainfinancial.com/
- 4. Are there any alternatives to OneMain Financial?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
OneMain Financial Reviews
5.0 stars based on 17 reviews
Featured Comments:
- Chuck Mounce- a year ago5.0
- Randy Harrington- a year ago5.0
Friendly and professional
Response from the ownerThanks for the kind review. We appreciate your comment. - HD
- isaiah_the savage Savage- a year ago5.0
- Ricky Tade- a year ago5.0
Pretty easy transitioning. Rena the bank rep was exceptional with the handling of explaining everything to me and helping me with all my online stuff because I am kinda illiterate when it comes to those things.
Response from the ownerHi Ricky,
- Juanita Stogsdill- 2 years ago5.0
Response from the ownerHi Juanita!
- Jane Vaughn- 2 years ago5.0
Response from the ownerHi Jane!
- Lisa Foor- 2 years ago5.0
Very helpful and quick response time very pleasant and professional attitude and environment Ritha at the Somerset office was awesome
Response from the ownerHi Lisa, Online feedback is valuable to us and we are thankful you took the time to let us know about your experience. Best wishes -JS
- Lester Moore- 3 years ago5.0
- Judy Munts- 4 years ago5.0
- William Rigney- 4 years ago5.0
Very friendly staff and quick with a response when I applied
Map & Direction
- SundayClose
- Monday8:30AM-17:30PM
- Tuesday9AM-17:30PM
- Wednesday8:30AM-17:30PM
- Thursday9AM-17:30PM
- Friday8:30AM-17:30PM
- Saturday:Close
- Sunday:Close
- Monday:8:30AM-17:30PM
- Tuesday:9AM-17:30PM
- Wednesday:8:30AM-17:30PM
- Thursday:9AM-17:30PM
- Friday:8:30AM-17:30PM
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