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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
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How to Apply Loan on First Heritage Credit?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for First Heritage Credit
The address is 8939 Jewella Ave # 100, Shreveport, LA 71118 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
First Heritage Credit Compare With Personal Loans
| First Heritage Credit | Personal Loans | |
|---|---|---|
| Est. Process Time | 1-2 days | As fast as 2 hours |
| Approval Level | Standard | High |
| Simplicity Level | Standard | Easy (Apply Online) |
| Bad Credit Approve | Consider | Consider |
| Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the First Heritage Credit?
Please call (318) 635-2500 or visit their own websites if available. Please check at: https://www.1stheritagecredit.com/
- 2. Where is the address of the First Heritage Credit?
First Heritage Credit is located at 8939 Jewella Ave # 100, Shreveport, LA 71118 . Opening from 8:30 AM - 17:30 ,PM Monday. You may want to call for the hours before the visit.
- 3. Does First Heritage Credit provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://www.1stheritagecredit.com/
- 4. Are there any alternatives to First Heritage Credit?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
First Heritage Credit Reviews
1.4 stars based on 9 reviews
Featured Comments:
Leon Dudley- 2 years ago1.0Never get a loan from these people there are not Professional people at all they don’t know how to call you rather not you approve
Jimelle Peoples- 2 years ago1.0These are scammers not compassionate at all very rude talk to you any kind of way placed judgement on me because I wasn’t answering there calls my phone wasn’t on any longer due to financial struggles and husband had major injury occur had started making payments again with money I still didn’t even have my rent was due and basically it’s a we don’t care give us our money . No one at that job or ceo is gonna put a roof over me and my families head if we get evicted I would never recommend this company to anyone if you are in a bind please see if family or friends will help you you will be out a whole lot of money getting a loan they will try to take all that you have
D H- 3 years ago1.0Terrible customer service....
Zero Streak Window Cleaning- 4 years ago1.0Had a previous loan with them which was always in good standing and had one final payment left and they called to see if I wanted to renew and I decided to go ahead. Spoke with a guy on the phone who got all of my information and said I was approved that I just needed to bring in my proof of income so I go the next day to bring proof of income and another girl says I need collateral and fill out more forms so I politely say that's ok I'll pass and she says please wait just a minute and then the guy I spoke with on the phone comes in and says these forms aren't optional and if I don't want to fill them out that tells me im not going to pay my loan anyway. I mean wth. I just had a loan that I made my payment every month. They definitely do not care about their customers
Brenda Thomas- 4 years ago1.0Filed judgement on me twice first bal. owe 746.85 had death in family and missed one Nov. Payment and another judgment was issued even though payment had been md in Dec. And also coming up to payment date in Jan. is ss# payment date which left my bal. on my acct 320.40 judgment issued..Phone calls all time of day and night wkn and holidays." I'm Making Payments." If I can only pay off bal. today I will NEVER. Things could have been handle better.
Nicole Clark- 5 years ago1.0Seems like the more you pay back, the more you owe. Will never borrow from them again
Stefan Mallard- 5 years ago1.0
gloria garita- 7 years ago1.0This is one of the worst. I'M telling you go somewhere else they well rob you
Indra Thomas- 7 years ago5.0
Map & Direction
- SundayClose
- Monday8:30AM-17:30
- Tuesday8:30AM-17:30PM
- Wednesday8:30AM-17:30PM
- Thursday8:30AM-17:30PM
- Friday8:30AM-17:30PM
- Saturday:Close
- Sunday:Close
- Monday:8:30AM-17:30
- Tuesday:8:30AM-17:30PM
- Wednesday:8:30AM-17:30PM
- Thursday:8:30AM-17:30PM
- Friday:8:30AM-17:30PM
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