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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
Disclaimer:
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How to Apply Loan on OneMain Financial?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for OneMain Financial
The address is 5132 Stevens Creek Blvd, San Jose, CA 95129 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
OneMain Financial Compare With BadCreditLoans
OneMain Financial | BadCreditLoans | |
---|---|---|
Est. Process Time | 1-2 days | As fast as 2 hours |
Approval Level | Standard | High |
Simplicity Level | Standard | Easy (Apply Online) |
Bad Credit Approve | Consider | Consider |
Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the OneMain Financial?
Please call (408) 249-8220 or visit their own websites if available. Please check at: https://www.onemainfinancial.com/
- 2. Where is the address of the OneMain Financial?
OneMain Financial is located at 5132 Stevens Creek Blvd, San Jose, CA 95129 . Opening from 8:30 AM - 17:30 PM Monday. You may want to call for the hours before the visit.
- 3. Does OneMain Financial provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://www.onemainfinancial.com/
- 4. Are there any alternatives to OneMain Financial?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
OneMain Financial Reviews
3.9 stars based on 34 reviews
Featured Comments:
- Joyce Macias- a year ago5.0
Response from the ownerThank you for the review. We truly appreciate your feedback! - AUTHOR
- TeamWORK Makes the American DreamWORKS- a year ago5.0
EXCEEDED EXPECTATIONS
Response from the ownerThank you for taking the time to provide us with a review of your experience. We are pleased to hear that our team made your experience pleasant, and we look forward to seeing you again soon!
- Timothy Arambula- a year ago5.0
Arron’s quick and professionalism was more than I asked for. He was very educational about all details of my loan and all the way to the deposit in the same day. Way to go Arron
Response from the ownerWe appreciate you taking the time to leave us a review and are glad to hear about your experience! - AUTHOR
- Tony H- a year ago5.0
Very friendly. Got what I went in for. I was out in less than a hour. Thank you OMF
Response from the ownerWe appreciate you taking the time to leave us a review and are glad to hear about your experience! - sm
- jahan jaferian- a year ago5.0
Response from the ownerThank you for the positive feedback! -sm
- Marc- a year ago5.0
They are nice and friendly who ever I talk to to na process my loan thanks anywas.
Response from the ownerWe are so glad to hear about your experience. Thank you for sharing! - sm
- Armando and maria Jaime- 2 years ago5.0
Response from the ownerHi Armando,
- filipino usa family- 2 years ago1.0
- Gilberto Alvarez- 2 years ago1.0
I almost get a loan here cuz credit karma recommended to me with a 17% rate for 9k but when I was dealing with this guys they were refusing to give me a rate but when I was about to sign it was 42% rate so to you all be careful u don’t want to pay 21k for 9k this guys are very unprofessional
Response from the ownerHi Gilberto. Interest rates are contingent on a multitude of factors, including credit score, and the information provided on the loan application including your ability to meet our credit standards, which includes things like your credit history and your income after your monthly expenses. If you have any questions or concerns, your local branch is there for you. You can find your branch's contact information here: https://spr.ly/OMFBranches. Sincerely, -AS
- zana T- 2 years ago1.0
Unprofessional staff terrible customer service treat customers with no regard.
Response from the ownerHello zana. We'd like to learn more. Please email: [email protected] with your phone number, zip code, full name, Google username and a few more details about your experience. -AS
Map & Direction
- Tuesday9AM-17:30PM
- Wednesday8:30AM-17:30PM
- Thursday9AM-17:30PM
- Friday8:30AM-17:30PM
- SaturdayClose
- SundayClose
- Monday:8:30AM-17:30PM
- Tuesday:9AM-17:30PM
- Wednesday:8:30AM-17:30PM
- Thursday:9AM-17:30PM
- Friday:8:30AM-17:30PM
- Saturday:Close
- Sunday:Close
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