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How to Apply Loan on First Western Federal Savings Bank?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for First Western Federal Savings Bank
The address is 402 Main St, Rapid City, SD 57701 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
First Western Federal Savings Bank Compare With Personal Loans
| First Western Federal Savings Bank | Personal Loans | |
|---|---|---|
| Est. Process Time | 1-2 days | As fast as 2 hours |
| Approval Level | Standard | High |
| Simplicity Level | Standard | Easy (Apply Online) |
| Bad Credit Approve | Consider | Consider |
| Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the First Western Federal Savings Bank?
Please call (800) 908-8845 or visit their own websites if available. Please check at: https://www.myiralender.com/
- 2. Where is the address of the First Western Federal Savings Bank?
First Western Federal Savings Bank is located at 402 Main St, Rapid City, SD 57701 .
- 3. Does First Western Federal Savings Bank provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://www.myiralender.com/
- 4. Are there any alternatives to First Western Federal Savings Bank?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
First Western Federal Savings Bank Reviews
5.0 stars based on 6 reviews
Featured Comments:
Rob Birch- a year ago5.0Great bank Nick & JenaLee are awesome!
Patrick Callahan- 2 years ago5.0Their customer service is second to none is the lending industry. They communicate every step of the way and answer emails - even on the weekends. Who does that? First Western FSB!
McKellar Newsom- 6 years ago5.0I am a real estate investor and have used many banks and have done many loans. Working with First Western was incredible. Nick Conway talked me through numerous scenarios and ideas. He outlined the options in a clear straightforward way and put up with my thinking out loud. Becky Walters is the epitome of organization. She followed up quickly and was also patient but firm with her reminders. When I closed on the loan and saw that First Western had already filled out the auto pay forms for me for my IRA, I could have sent a kiss through the mail. This important detail saved me at least an hour of my time and decreased my stress level regarding getting the auto pay paperwork in on time for the first payment. Obviously, First Western has a great deal of experience doing the complicated IRA loans.
Response from the ownerMcKellar,
Anthony Dacey- 6 years ago5.0Prior to finding FWFSB, I contacted multiple other companies that claimed to make IRA real estate loans, but none of them seemed interested in actually making loans. FWFSB is selective in the type of properties they will loan on in terms of age, location, etc. - as they should be. But trust me, if you bring a good deal their way then you can expect them to make every effort to get something worked out with you. Highly recommend them.
Response from the ownerThank you for the kind words Anthony! We are always happy to help where we can!
pamela Thomas- 6 years ago5.0First Western Federal Savings Bank has my highest recommendation. They are unsurpassed in the field of IRA lending. Five stars!
Response from the ownerThank you for the kind regards Pamela! We appreciate your business and wish you an awesome 2018!
Emil M- 6 years ago5.0The employees are pleasant and their customer service is best in class. This bank is the best kept secret in town as far as I am concerned. A great bank for savers.
Response from the ownerThanks Emil! We think our customers are also best-in-class!
Map & Direction
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