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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
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How to Apply Loan on OneMain Financial?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for OneMain Financial
The address is 1011 W Main St a, Princeton, KY 42445 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
OneMain Financial Compare With BadCreditLoans
OneMain Financial | BadCreditLoans | |
---|---|---|
Est. Process Time | 1-2 days | As fast as 2 hours |
Approval Level | Standard | High |
Simplicity Level | Standard | Easy (Apply Online) |
Bad Credit Approve | Consider | Consider |
Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the OneMain Financial?
Please call (270) 365-2033 or visit their own websites if available. Please check at: https://www.onemainfinancial.com/
- 2. Where is the address of the OneMain Financial?
OneMain Financial is located at 1011 W Main St a, Princeton, KY 42445 . Opening from 8:30 AM - 17:30 ,PM Monday. You may want to call for the hours before the visit.
- 3. Does OneMain Financial provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://www.onemainfinancial.com/
- 4. Are there any alternatives to OneMain Financial?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
OneMain Financial Reviews
4.3 stars based on 13 reviews
Featured Comments:
- T Renea Truitt- 2 years ago5.0
Response from the ownerHello!
- Loretta Herron- 2 years ago5.0
- Paula Stinnett- 2 years ago5.0
Ashley always is there to help me when I need it , she is a blessing to me as well as Jill an the OneMain company . Ashley treats me with compassion, kindness ,respect , an loyalty. Jill also treats me the same way , she helps me too . We all need help sometimes in our lives an I really appreciate knowing I can turn to all of them . They let you know your business is appreciated an valued, when you enter their business your greeted with smiles an friendliness. Thank y'all so much for all y'alls help , God Bless everyone of you ❤❤
Response from the ownerHi Paula, We wanted to take a moment to thank you for telling us more about your experience. Our goal is to provide excellent customer service – thanks again for the fantastic feedback! Best wishes -JS
- Benjamin Foster- 3 years ago1.0
Do not get a loan through them. My payment is due on the 20thbof each month, they are calling me on the 10th and then they will go online and make your credit score bad saying 30 days miss payment
- Austin Wilson- 3 years ago1.0
The lady I dealt with was rather rude and used a smart tone with me when I was asking her questions going through my loan application and wouldn’t even answer my questions properly and when I seen my payments and my interest rate wasn’t at 21% I told her I’d just go somewhere else and instead of respecting my opinion she proceeded to tell me that with my age and credit I couldn’t get a loan anywhere else even though my credit score is nearly perfect. Overall I wouldn’t recommend one main Financial to anyone
- William Hinkley- 4 years ago4.0
- Michael Musser- 4 years ago5.0
- Veronica Zãda LeShell Thompson- 5 years ago5.0
- Stephanie Morris- 5 years ago5.0
- Maggie Mesaris- 5 years ago5.0
Map & Direction
- Tuesday9AM-17:30PM
- Wednesday8:30AM-17:30PM
- Thursday9AM-17:30PM
- Friday8:30AM-17:30PM
- SaturdayClose
- SundayClose
- Monday:8:30AM-17:30
- Tuesday:9AM-17:30PM
- Wednesday:8:30AM-17:30PM
- Thursday:9AM-17:30PM
- Friday:8:30AM-17:30PM
- Saturday:Close
- Sunday:Close
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