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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
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How to Apply Loan on Western-Shamrock Finance?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for Western-Shamrock Finance
The address is 212 E Central Ave, Ponca City, OK 74601 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
Western-Shamrock Finance Compare With BadCreditLoans
Western-Shamrock Finance | BadCreditLoans | |
---|---|---|
Est. Process Time | 1-2 days | As fast as 2 hours |
Approval Level | Standard | High |
Simplicity Level | Standard | Easy (Apply Online) |
Bad Credit Approve | Consider | Consider |
Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the Western-Shamrock Finance?
Please call (580) 762-8833 or visit their own websites if available. Please check at: https://westernshamrock.com/
- 2. Where is the address of the Western-Shamrock Finance?
Western-Shamrock Finance is located at 212 E Central Ave, Ponca City, OK 74601 . Opening from 9 :00AM - 18:00PM Monday. You may want to call for the hours before the visit.
- 3. Does Western-Shamrock Finance provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://westernshamrock.com/
- 4. Are there any alternatives to Western-Shamrock Finance?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
Western-Shamrock Finance Reviews
4.8 stars based on 113 reviews
Featured Comments:
- Tammy C Bogle- a year ago5.0
Amanda is really sweet and courteous. If you need a loan or help purchasing appliances or electronics, stop and visit with them.
- Dean Pace- a year ago5.0
If you need some help give them a call. They're busy so if they don't answer call back. It's worth your time to work with them in the Ponca City office.
- Gabriel Logan- a year ago5.0
New manager carlee is killing it!!!!
Response from the ownerThanks for the great review. We appreciate your business and strive to offer the best customer service in personal loans to all our customers in Ponca City, Oklahoma!
- Carol Mcenrue- a year ago5.0
Thank you so much Carlee!! Love the friendly and courteous service!
Response from the ownerThanks for the great review. We appreciate your business and strive to offer the best customer service to all our customers!
- Keyton Martin- a year ago5.0
Carlee and Amanda are doing a great job!
Response from the ownerThanks for the great review. We appreciate your business and strive to offer the best customer service in personal loans to all our customers in Ponca City, Oklahoma!
- Hailey Elston- a year ago5.0
Very friendly ladies. Was able to help me, got me in quick an easy.
Response from the ownerThanks for the great review. We appreciate your business and strive to offer the best customer service in personal loans to all our customers in Ponca City, Oklahoma!
- Robert Norvell- a year ago5.0
Great place simple and easy, Amanda and Danielle Thanks for ur help.
Response from the ownerWe think you are pretty awesome too! Our customers are our greatest asset in Ponca City, Oklahoma! #traditionalinstallmentloans #ourloanswork
- Cody Pappan- a year ago5.0
The new manger Carlee did great. Got me approved when I didn't think I would be and I really needed this loan to pay bills Thank YOU CARLEE????
Response from the ownerThanks for the great review. We appreciate your business and strive to offer the best customer service in personal loans to all our customers in Ponca City, Oklahoma!
- tevin jackson- a year ago5.0
Very friendly people
Response from the ownerWe're glad you had a great experience! We are proud to be the #1 traditional installment loan company in Ponca City, Oklahoma!
- Chinoska Bajo- a year ago5.0
Very professional and friendly felt like I been knowing them girl my whole life. Highly recommended!!!!!
Map & Direction
- Tuesday9AM-18PM
- Wednesday9AM-18PM
- Thursday9AM-18PM
- Friday9AM-18PM
- Saturday9AM-13PM
- SundayClose
- Monday:9AM-18PM
- Tuesday:9AM-18PM
- Wednesday:9AM-18PM
- Thursday:9AM-18PM
- Friday:9AM-18PM
- Saturday:9AM-13PM
- Sunday:Close
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