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- Payday loans
- Cash advance
- Personal loan
- Emergency Cash Loans
- Financial Services
- Quick Cash
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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
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How to Apply Loan on 1st Franklin Financial?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for 1st Franklin Financial
The address is 301 Heritage Dr, Oxford, MS 38655 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
1st Franklin Financial Compare With Personal Loans
| 1st Franklin Financial | Personal Loans | |
|---|---|---|
| Est. Process Time | 1-2 days | As fast as 2 hours |
| Approval Level | Standard | High |
| Simplicity Level | Standard | Easy (Apply Online) |
| Bad Credit Approve | Consider | Consider |
| Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the 1st Franklin Financial?
Please call (662) 236-1988 or visit their own websites if available. Please check at: https://locations.1ffc.com/
- 2. Where is the address of the 1st Franklin Financial?
1st Franklin Financial is located at 301 Heritage Dr, Oxford, MS 38655 . Opening from 8:30 AM - 17:30 PM Monday. You may want to call for the hours before the visit.
- 3. Does 1st Franklin Financial provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://locations.1ffc.com/
- 4. Are there any alternatives to 1st Franklin Financial?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
1st Franklin Financial Reviews
4.5 stars based on 32 reviews
Featured Comments:
Oeshia Davis- a year ago5.0The people here are very nice and get you exactly what you need. I love doing business with them and the process is simple and easy going.
Response from the ownerHello, Oeshia! We really appreciate your business and you helping to share the word about our Oxford team.
Tyquandra Boyd- a year ago5.0My experience here was very quick and friendly. They will definitely work with you to get you approved.
Response from the ownerWe're grateful for the opportunity to serve your financial needs, Tyquandra!
Jasmine Buford- a year ago5.0Friendly and fast service. Really nice environment.
Response from the ownerWe are thrilled to hear that you are happy with the service you received. We look forward to further opportunities to assist you, Jasmine!
Jimmy` Washington- a year ago5.0Quick and elegant service. Krishona Duncan was very nice and helpful.
Response from the ownerThanks a ton for your feedback, Jimmy!
Taneshia Young- a year ago5.0I had a amazing time at first Franklin the was all so nice an sweet please go see them if you need a loan they will help you out I enjoyed there company ???? …
Response from the ownerThank you for sharing this awesome feedback with us, Taneshia! We appreciate your recommendation as well.
John Hollister- a year ago5.0Very professional and eager to help. Highly recommend
Response from the ownerHi, John! We pride ourselves on offering great customer service, so your review is very much appreciated!
- Tamia Woods- a year ago5.0
Chance was very nice and very professional. I definitely recommend going to him for any of your business.
Response from the ownerThanks for the review, Tamia! We work hard to meet customer's expectations, and we’re happy to hear we hit the mark for you!
Edith woodall- a year ago5.0Everything went great. Always there to help.
Response from the ownerOn behalf of our entire team, thank you for your 5-Star review!
Brooklynn Henry- a year ago5.0My experience with the crew at this location was so good. They are very helpful and explained things to the ????. Especially Krishona. Kim, Clara, Chance, and Carolyn are so friendly. …
Response from the ownerHey, Brooklynn! We want to thank you for taking the time to let others know about your experience with our Oxford office.
Japreciah Baskin- a year ago5.0Great experience! Very polite workers and great service!
Response from the ownerReading your review made our day, Japreciah!
Map & Direction
- Wednesday8:30AM-13:30PM
- Thursday8:30AM-17:30PM
- Friday8:30AM-17:30PM
- SaturdayClose
- SundayClose
- Monday8:30AM-17:30PM
- Tuesday:8:30AM-17:30PM
- Wednesday:8:30AM-13:30PM
- Thursday:8:30AM-17:30PM
- Friday:8:30AM-17:30PM
- Saturday:Close
- Sunday:Close
- Monday:8:30AM-17:30PM
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