Services
- Payday loans
- Cash advance
- Personal loan
- Emergency Cash Loans
- Financial Services
- Quick Cash
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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
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How to Apply Loan on Citizens Finance, Inc.?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for Citizens Finance, Inc.
The address is 1208 2nd Ave E, Oneonta, AL 35121 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
Citizens Finance, Inc. Compare With BadCreditLoans
Citizens Finance, Inc. | BadCreditLoans | |
---|---|---|
Est. Process Time | 1-2 days | As fast as 2 hours |
Approval Level | Standard | High |
Simplicity Level | Standard | Easy (Apply Online) |
Bad Credit Approve | Consider | Consider |
Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the Citizens Finance, Inc.?
Please call (205) 625-3223 or visit their own websites if available. Please check at: http://www.citizensfinance.biz/
- 2. Where is the address of the Citizens Finance, Inc.?
Citizens Finance, Inc. is located at 1208 2nd Ave E, Oneonta, AL 35121 . Opening from 8 :00AM - 17:00PM Monday. You may want to call for the hours before the visit.
- 3. Does Citizens Finance, Inc. provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: http://www.citizensfinance.biz/
- 4. Are there any alternatives to Citizens Finance, Inc.?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
Citizens Finance, Inc. Reviews
4.8 stars based on 34 reviews
Featured Comments:
- Jane Reaves- a year ago5.0
I Love Citizens Finance. Everyone there is very courteous and helpful. An outstanding Finance Company. My experience doing business With them has been a very pleasant one. I will always use them when needing a loan. No W and from now on.
- Eric Clem- a year ago5.0
- Jessie Henson- a year ago5.0
- beth cole- a year ago5.0
- Tracy Cagle- a year ago5.0
- Clarence Reynolds- a year ago5.0
- Teresa Brooks- a year ago5.0
- josh hoagland- a year ago5.0
- Karen Crane- a year ago5.0
I have always had great service with this company.
- Phyllis Cook- a year ago5.0
The lady’s here are always amazing! Fast, friendly service
Map & Direction
- SaturdayClose
- SundayClose
- Monday8AM-17PM
- Tuesday8AM-17PM
- Wednesday8AM-17PM
- Thursday8AM-17PM
- Friday:8AM-17PM
- Saturday:Close
- Sunday:Close
- Monday:8AM-17PM
- Tuesday:8AM-17PM
- Wednesday:8AM-17PM
- Thursday:8AM-17PM
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