Services
- Payday loans
- Cash advance
- Personal loan
- Emergency Cash Loans
- Financial Services
- Quick Cash
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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
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How to Apply Loan on 1st Franklin Financial?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for 1st Franklin Financial
The address is 320 W Avalon Ave Suite 2, Muscle Shoals, AL 35661 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
1st Franklin Financial Compare With BadCreditLoans
| 1st Franklin Financial | BadCreditLoans | |
|---|---|---|
| Est. Process Time | 1-2 days | As fast as 2 hours |
| Approval Level | Standard | High |
| Simplicity Level | Standard | Easy (Apply Online) |
| Bad Credit Approve | Consider | Consider |
| Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the 1st Franklin Financial?
Please call (256) 381-6635 or visit their own websites if available. Please check at: https://locations.1ffc.com/
- 2. Where is the address of the 1st Franklin Financial?
1st Franklin Financial is located at 320 W Avalon Ave Suite 2, Muscle Shoals, AL 35661 . Opening from 8:30 AM - 17:30 ,PM Monday. You may want to call for the hours before the visit.
- 3. Does 1st Franklin Financial provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://locations.1ffc.com/
- 4. Are there any alternatives to 1st Franklin Financial?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
1st Franklin Financial Reviews
4.7 stars based on 26 reviews
Featured Comments:
Shelby Smith- a year ago5.0I would highly recommend 1st Franklin Financial to anyone! Their customer service is excellent!
Response from the ownerWe’re really grateful for your recommendation and appreciate you taking the time to tell others about us, Shelby!
amber garrett- a year ago1.0Please don't ever fall into a hard place and have trouble paying your payment. We'll never use this company again.
Response from the ownerWe apologize for your disappointment with our Muscle Shoals office.
Yakima Freeman- a year ago4.0I really love the ppl here but one person at this establishment took it upon themselves to threatened my supervisor I didn't take that lightly because I've never had any problems and they are always nice but Juanita you went to far when you did that your the reason for the fifth star not being there but overall this is really a good place to go they are good ppl
Response from the ownerThank you for your letting us know about this situation, Yakima. We have shared your feedback with the Regional Director over our Muscle Shoals office and asked him to contact you.
Scarlett Pennington- a year ago5.0Great customer service!! I would highly recommend 1st Franklin Financial in Muscle Shaols to anyone!
Response from the ownerThanks, Scarlett, for the 5-star review and recommendation. We are happy that you are happy!
Micah Holt- a year ago5.0Everyone in this office is extremely friendly and helpful. The manager there, Juanita, will go above and beyond to do everything she can to help you with what you need. Highly recommend to anyone who is considering their services.
Response from the ownerYour review has been shared with our entire Muscle Shoals team. When we hear from happy customers like you, Micah, we spread the positivity around! Hope to serve you again soon.
Leslie Elliott- a year ago5.0Great customer service with quick and speedy response. Highly recommend! Juanita was super helpful and kind.
Response from the ownerHey, Leslie! We work hard to deliver excellent customer service that earns our customers' trust to serve their financial needs. We are so happy to know we have earned your recommendation.
Ivy Melson- a year ago5.0Amazing!! 10 / 10 would recommend. Juanita is the most helpful and nice person I have ever met. She is truly a godsent!
Response from the ownerWe are so grateful that you took time out of your day to share your review with us and recommend us to others!
Tasha Mitchell- a year ago5.0
Michelle Stutts- a year ago5.0Great customer service!
Response from the ownerHello, Michelle! We're so happy to see a 5-Star review for our Muscle Shoals office!
Tashma Osborn- 2 years ago5.0Awesome customer service! Very professional atmosphere. Would highly recommend!
Response from the ownerThank you for giving us a great review and recommending us to others, Tashma!
Map & Direction
- SaturdayClose
- SundayClose
- Monday8:30AM-17:30
- Tuesday8:30AM-17:30PM
- Wednesday8:30AM-13:30PM
- Thursday8:30AM-17:30PM
- Friday:8:30AM-17:30PM
- Saturday:Close
- Sunday:Close
- Monday:8:30AM-17:30
- Tuesday:8:30AM-17:30PM
- Wednesday:8:30AM-13:30PM
- Thursday:8:30AM-17:30PM
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