1st Franklin Financial picture
1st Franklin Financial picture
1st Franklin Financial picture
Loan agency
CLOSED

1st Franklin Financial

CLOSED

320 W Avalon Ave Suite 2, Muscle Shoals, AL 35661

4.7

(26)

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OverView

1st Franklin Financial provide Payday Loans, Title Loans, and other financial services.
According to Google feedback from 26 customers, 1st Franklin Financial has received an overall score of 4.7 out of 5.

Based on its previous record, we do recommend this store.

OverView

1st Franklin Financial provide Payday Loans, Title Loans, and other financial services.
According to Google feedback from 26 customers, 1st Franklin Financial has received an overall score of 4.7 out of 5.

Based on its previous record, we do recommend this store.

Services

  • Payday loans
  • Cash advance
  • Personal loan
  • Emergency Cash Loans
  • Financial Services
  • Quick Cash

Apply for Your Loan via CreditYelp!

How Much Would You like to Get up to?

$2,500
$0
$5,000
  • Bad credit isn't an issue
  • No hard credit checks
  • Easy & quick access to funds
  • Very high acceptance rates

Disclaimer:

CreditYelp help people search for a loan from our network of lenders and in other third-party lender networks we use.

How to Apply Loan on 1st Franklin Financial?

Step 1 Eligibility and Documents

  • An Active Bank Account
  • Government-Issued Photo ID
  • Proof of Income
  • Most Recent Bank Statement
  • Checking Account + Bank Routing Number
  • Social Security Number/ITIN

Step 2 Location and driving instructions for 1st Franklin Financial

The address is 320 W Avalon Ave Suite 2, Muscle Shoals, AL 35661 .

Step 3 Fill out the application form

Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.

Step 4 Review the term and sign the loan agreement (if approved)

Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.

Step 5 Received your loan.

Get a check, cash, or direct deposit for the amount you asked for. You are all set!

1st Franklin Financial Compare With BadCreditLoans

1st Franklin FinancialBadCreditLoans
Est. Process Time1-2 daysAs fast as 2 hours
Approval LevelStandardHigh
Simplicity LevelStandard Easy (Apply Online)
Bad Credit ApproveConsiderConsider
Loan limit$100-$2000$100-$10000

Frequently Asked Questions

  1. 1. How should I contact the 1st Franklin Financial?

    Please call (256) 381-6635 or visit their own websites if available. Please check at: https://locations.1ffc.com/

  2. 2. Where is the address of the 1st Franklin Financial?

    1st Franklin Financial is located at 320 W Avalon Ave Suite 2, Muscle Shoals, AL 35661 . Opening from 8:30 AM - 17:30 ,PM Monday. You may want to call for the hours before the visit.

  3. 3. Does 1st Franklin Financial provide online loan service?

    While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://locations.1ffc.com/

  1. 4. Are there any alternatives to 1st Franklin Financial?

    You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.

  2. 5. What is APR?

    Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.

  3. 6. What makes payday loan has such high APR?

    Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.

1st Franklin Financial Reviews

4.7 stars based on 26 reviews

Featured Comments:

  • user avatar
    Shelby Smith
    - a year ago
    5.0

    I would highly recommend 1st Franklin Financial to anyone! Their customer service is excellent!


    Response from the owner

    We’re really grateful for your recommendation and appreciate you taking the time to tell others about us, Shelby!

  • user avatar
    amber garrett
    - a year ago
    1.0

    Please don't ever fall into a hard place and have trouble paying your payment. We'll never use this company again.


    Response from the owner

    We apologize for your disappointment with our Muscle Shoals office.

  • user avatar
    Yakima Freeman
    - a year ago
    4.0

    I really love the ppl here but one person at this establishment took it upon themselves to threatened my supervisor I didn't take that lightly because I've never had any problems and they are always nice but Juanita you went to far when you did that your the reason for the fifth star not being there but overall this is really a good place to go they are good ppl


    Response from the owner

    Thank you for your letting us know about this situation, Yakima. We have shared your feedback with the Regional Director over our Muscle Shoals office and asked him to contact you.

  • user avatar
    Scarlett Pennington
    - a year ago
    5.0

    Great customer service!! I would highly recommend 1st Franklin Financial in Muscle Shaols to anyone!


    Response from the owner

    Thanks, Scarlett, for the 5-star review and recommendation. We are happy that you are happy!

  • user avatar
    Micah Holt
    - a year ago
    5.0

    Everyone in this office is extremely friendly and helpful. The manager there, Juanita, will go above and beyond to do everything she can to help you with what you need. Highly recommend to anyone who is considering their services.


    Response from the owner

    Your review has been shared with our entire Muscle Shoals team. When we hear from happy customers like you, Micah, we spread the positivity around! Hope to serve you again soon.

  • user avatar
    Leslie Elliott
    - a year ago
    5.0

    Great customer service with quick and speedy response. Highly recommend! Juanita was super helpful and kind.


    Response from the owner

    Hey, Leslie! We work hard to deliver excellent customer service that earns our customers' trust to serve their financial needs. We are so happy to know we have earned your recommendation.

  • user avatar
    Ivy Melson
    - a year ago
    5.0

    Amazing!! 10 / 10 would recommend. Juanita is the most helpful and nice person I have ever met. She is truly a godsent!


    Response from the owner

    We are so grateful that you took time out of your day to share your review with us and recommend us to others!

  • user avatar
    Tasha Mitchell
    - 2 years ago
    5.0

  • user avatar
    Michelle Stutts
    - 2 years ago
    5.0

    Great customer service!


    Response from the owner

    Hello, Michelle! We're so happy to see a 5-Star review for our Muscle Shoals office!

  • user avatar
    Tashma Osborn
    - 2 years ago
    5.0

    Awesome customer service! Very professional atmosphere. Would highly recommend!


    Response from the owner

    Thank you for giving us a great review and recommending us to others, Tashma!

Map & Direction

CLOSED
Hours:
  • SundayClose
  • Monday8:30AM-17:30
  • Tuesday8:30AM-17:30PM
  • Wednesday8:30AM-13:30PM
  • Thursday8:30AM-17:30PM
  • Friday8:30AM-17:30PM
Hours:CLOSED
  • Saturday:
    Close
  • Sunday:
    Close
  • Monday:
    8:30AM-17:30
  • Tuesday:
    8:30AM-17:30PM
  • Wednesday:
    8:30AM-13:30PM
  • Thursday:
    8:30AM-17:30PM
  • Friday:
    8:30AM-17:30PM
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