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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
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How to Apply Loan on OneMain Financial?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for OneMain Financial
The address is 5757 Westheimer Rd #104, Houston, TX 77057 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
OneMain Financial Compare With CashUsa
OneMain Financial | CashUsa | |
---|---|---|
Est. Process Time | 1-2 days | As fast as 2 hours |
Approval Level | Standard | High |
Simplicity Level | Standard | Easy (Apply Online) |
Bad Credit Approve | Consider | Consider |
Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the OneMain Financial?
Please call (713) 369-3108 or visit their own websites if available. Please check at: https://www.onemainfinancial.com/
- 2. Where is the address of the OneMain Financial?
OneMain Financial is located at 5757 Westheimer Rd #104, Houston, TX 77057 . Opening from 8:30 AM - 17:30 ,PM Monday. You may want to call for the hours before the visit.
- 3. Does OneMain Financial provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://www.onemainfinancial.com/
- 4. Are there any alternatives to OneMain Financial?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
OneMain Financial Reviews
4.2 stars based on 13 reviews
Featured Comments:
- Florence Green- a year ago1.0
I usually don't leave reviews but I was very disappointed in how I was treated. Don't get me wrong onemain is a good loan company but their customer service is horrible. When viewing reviews before taking out my loan a few of them did admit to onemain being a good loan service but complained about their customer service being horrible and they were a 100% right with what they said. When i called about my issues no one wanted to go through the process of trying to fix the problem everyone just wanted to tell me no in a very rude way, like i was irritating them with my call. I could understand if I was being rude myself but I was willing to take any steps needed without causing any trouble. When I asked to speak to a manager she was even more rude. I guess being the one in charge really went to her head and made her very arrogant. She declined to see any proof or evidence I had that could help me with my situation and so she could see where my confusion was coming from. She shut down everything i was saying as if I was telling a lie. The whole approach with my situation just seemed very lazy like no one wanted to do their job, everyone just didn't want to deal with it. Such rudeness make me wish I never took the loan out of onemain to begin with and I definitely will never do it again
Response from the ownerHi Florence. We'd like to learn more to see how we can help. Please send us an email at [email protected] and include your first and last name, Google username, phone number, zip code, and a few additional details about your experience. -SG
- Anthony Lacsamana- a year ago1.0
There whole process was a complete waste of time. Lending Tree and the other folks they are in cahoots with basically mined my financial data and probably sold it off to other predatory lenders. Since beginning to deal with all of them, my phone won't stop ringing from other jacked up lenders.
Response from the ownerHi Anthony. We'd like to learn more to see how we can help. Please send us an email at [email protected] and include your first and last name, Google username, phone number, zip code, and a few additional details about your experience. -SG
- Kyla King- 2 years ago5.0
One Main has always been my go to for any financial assistance. Annalise and Mehta were amazing
Response from the ownerHi Kyla!
- Tuzee Newton- 2 years ago5.0
- Sunitta J Hedau- 2 years ago5.0
Brenda, Ana and the entire team is beyond professional! They deserve 7 ⭐️ star’s ! I have been dealing with them two years and every single time they have only exceeded my expectations! They are knowledgeable, professional and extremely helpful . Keep up the great job ! - From Sunita J Hedaoo
Response from the ownerHi Sunitta, We wanted to take a moment to thank you for telling us more about your experience. Our goal is to provide excellent customer service – thanks again for the fantastic feedback! Best wishes -JS
- Patrick C- 2 years ago5.0
My finance rep was amazing. She made the process very easy and detailed.
Response from the ownerHi Patrick, We appreciate you taking the time to leave us a review and are glad to hear about your experience! Best wishes -JS
- Peter Charles Mouton- 3 years ago5.0
Response from the ownerHi Peter, thank you! Best wishes -JS
- B Johnson- 3 years ago5.0
Karina was so helpful and had a solution to everything I needed! I wanted to consolidate some of my debt and this company helped me do just that.
Response from the ownerHi B Johnson, Thank you for the positive feedback! Best wishes -JS
- Big Ouchie- 4 years ago5.0
- Denise McManus- 4 years ago5.0
Made it very easy to renew my loan. Received the money quickly.
Map & Direction
- SundayClose
- Monday8:30AM-17:30
- Tuesday9AM-17:30PM
- Wednesday8:30AM-17:30PM
- Thursday9AM-17:30PM
- Friday8:30AM-17:30PM
- Saturday:Close
- Sunday:Close
- Monday:8:30AM-17:30
- Tuesday:9AM-17:30PM
- Wednesday:8:30AM-17:30PM
- Thursday:9AM-17:30PM
- Friday:8:30AM-17:30PM
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