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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
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How to Apply Loan on OneMain Financial?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for OneMain Financial
The address is 3100 Quakerbridge Rd Ste D7, Mercerville, NJ 08619 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
OneMain Financial Compare With CashUsa
OneMain Financial | CashUsa | |
---|---|---|
Est. Process Time | 1-2 days | As fast as 2 hours |
Approval Level | Standard | High |
Simplicity Level | Standard | Easy (Apply Online) |
Bad Credit Approve | Consider | Consider |
Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the OneMain Financial?
Please call (609) 588-8909 or visit their own websites if available. Please check at: https://www.onemainfinancial.com/
- 2. Where is the address of the OneMain Financial?
OneMain Financial is located at 3100 Quakerbridge Rd Ste D7, Mercerville, NJ 08619 . Opening from 8:30 AM - 17:30 PM Monday. You may want to call for the hours before the visit.
- 3. Does OneMain Financial provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://www.onemainfinancial.com/
- 4. Are there any alternatives to OneMain Financial?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
OneMain Financial Reviews
3.9 stars based on 15 reviews
Featured Comments:
- Darrell Way- a year ago5.0
everything was easy my rep was awesome!!!!!!!!!!!
Response from the ownerThanks for the kind review. We appreciate your comment. - sm
- norm saxton- a year ago5.0
- Steven Fowler- a year ago5.0
Very convenient process and great people to work with. Joyce, at the Hamilton office here in NJ, is a pleasure to work with. This is my 2nd time working with her and both times she was A1. My only criticism of the process was that the corporate folks wouldn't approve the amount that I requested, because they said I never had a monthly payment of the amount I would be paying even though my truck that they now hold the title for is worth $21,000 more than the amount they qualified me for. We all, including the branch manager, didn't understand why. Other than that. Great place to work with.
Response from the ownerThank you for sharing your OneMain experience. We're happy to hear that Joyce provided excellent customer service. We look forward to seeing you again soon. -sm
- Edie Skipworth- a year ago5.0
Everyone was professional and friendly and was also very thoughtful of a person's needs and wants. The whole process took 30 to 60 minutes more or less. I for one was very impressed and totally satisfied with my experience there. Edie
Response from the ownerHello Edie, we appreciate your positive feedback about your experience. We take pride in serving our customers and hope to see you again soon! - rc
- No one Here- 3 years ago5.0
- Rachel Patterson- 3 years ago2.0
- Jordan White- 4 years ago5.0
- Aminah Abdullah- 4 years ago4.0
- Carolyn Barbee- 5 years ago5.0
- Nancy Hoffman- 5 years ago5.0
Nice staff. Very helpful laurie was great!!
Map & Direction
- SundayClose
- Monday8:30AM-17:30PM
- Tuesday9AM-17:30PM
- Wednesday8:30AM-17:30PM
- Thursday9AM-17:30PM
- Friday8:30AM-17:30PM
- Saturday:Close
- Sunday:Close
- Monday:8:30AM-17:30PM
- Tuesday:9AM-17:30PM
- Wednesday:8:30AM-17:30PM
- Thursday:9AM-17:30PM
- Friday:8:30AM-17:30PM
![map mask](https://www.credityelp.com/images/store/map-mask.jpg)
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