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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
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How to Apply Loan on OneMain Financial?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for OneMain Financial
The address is 247 Commonwealth Blvd W #6, Martinsville, VA 24112 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
OneMain Financial Compare With BadCreditLoans
OneMain Financial | BadCreditLoans | |
---|---|---|
Est. Process Time | 1-2 days | As fast as 2 hours |
Approval Level | Standard | High |
Simplicity Level | Standard | Easy (Apply Online) |
Bad Credit Approve | Consider | Consider |
Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the OneMain Financial?
Please call (276) 632-0216 or visit their own websites if available. Please check at: https://www.onemainfinancial.com/
- 2. Where is the address of the OneMain Financial?
OneMain Financial is located at 247 Commonwealth Blvd W #6, Martinsville, VA 24112 . Opening from 8:30 AM - 17:30 PM Monday. You may want to call for the hours before the visit.
- 3. Does OneMain Financial provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://www.onemainfinancial.com/
- 4. Are there any alternatives to OneMain Financial?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
OneMain Financial Reviews
4.7 stars based on 15 reviews
Featured Comments:
- Shaquan Mitchell- a year ago5.0
Response from the ownerThank you for the positive feedback! -sm
- Brain Dillon- a year ago5.0
Response from the ownerThank you for the positive feedback! -sm
- Loretta Kay Gravely- a year ago5.0
Response from the ownerThank you for sharing! We appreciate you taking the time to leave us a review. -sm
- Eric Ryan- 2 years ago5.0
It was a woman hospitable experience I would recommend One Main Financial any one of my friends and family
Response from the ownerHi Eric!
- Brandon Mitchell- 4 years ago1.0
If I could give no stars I would this is the absolute worst place or way to borrow money the interest alone is like a another loan they are sharks and should be ashamed if this is the only way you can borrow money please just do without you be better off just putting it on a credit card and that is the truth I will be so glad to pay off my loan with them I will never even mention their name again In my life when you borrow 15 and pay back 23 yeah that is a real steal and my credit score was 735 at the time one of the worst mistakes I have ever made in my life Dave Ramsey would kick me in the forehead and say dummy, just a piece of advice if you can’t borrow from a bank don’t borrow just do without
- MIRNA- 4 years ago5.0
The personnel in there are very professional and full of friendliness and compassion, the environment is judgement free.
- Debi McCulloch- 4 years ago5.0
- Tami Dunn- 4 years ago5.0
- Lauria Fowler- 4 years ago5.0
The staff is friendly and professional. If you decide to inquire about a loan, ask for Susan. She is amazing.
- Betty Johnson- 5 years ago5.0
Map & Direction
- Tuesday9AM-17:30PM
- Wednesday8:30AM-17:30PM
- Thursday9AM-17:30PM
- Friday8:30AM-17:30PM
- SaturdayClose
- SundayClose
- Monday:8:30AM-17:30PM
- Tuesday:9AM-17:30PM
- Wednesday:8:30AM-17:30PM
- Thursday:9AM-17:30PM
- Friday:8:30AM-17:30PM
- Saturday:Close
- Sunday:Close
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