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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
Disclaimer:
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How to Apply Loan on OneMain Financial?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for OneMain Financial
The address is 102 E Midland Trail, Lexington, VA 24450 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
OneMain Financial Compare With Personal Loans
| OneMain Financial | Personal Loans | |
|---|---|---|
| Est. Process Time | 1-2 days | As fast as 2 hours |
| Approval Level | Standard | High |
| Simplicity Level | Standard | Easy (Apply Online) |
| Bad Credit Approve | Consider | Consider |
| Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the OneMain Financial?
Please call (540) 463-3176 or visit their own websites if available.
- 2. Where is the address of the OneMain Financial?
OneMain Financial is located at 102 E Midland Trail, Lexington, VA 24450 . Opening from 8:30 AM - 17:30 PM Monday. You may want to call for the hours before the visit.
- 3. Does OneMain Financial provide online loan service?
OneMain Financial does not currently offer online loan services. If you are in need of online loan services, you can apply through CreditYelp.
- 4. Are there any alternatives to OneMain Financial?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
OneMain Financial Reviews
4.0 stars based on 11 reviews
Featured Comments:
Carolyn Parker- 2 years ago5.0Brandy and Leslee were amazing and helpful from start to finish; definitely recommend them to anybody needing help.
Response from the ownerHi Carolyn,
Faye Lewis- 2 years ago5.0
Carolyn Collins- 3 years ago5.0Very pleasant employees and fast service. Very grateful for their help.
Hannah Brooks-Hostetter- 4 years ago5.0Thankful for Elizabeth and Sonya. They were able to not only give me a loan, but refinance my vehicle through them giving me a lower monthly payment than I previously had. Quikest and most efficient experience at a financial institution. Would recommend!
Anna Atthowe- 4 years ago1.0Worst experience at a financial office ever!! Staff bullies people into loans with outrageous (we are talking 300% of the original number here) interest rates and offers no explanations when you ask questions. Then they will harrass you day and night even if you pay then on time for over a year and slap you with hundreds more in interest the second you are late on a payment! Then when they offered to refinance, they go back on what you agree on and then say it's your fault! A bunch of bullies trying to take advantage of people when they need a leg up to move or buy a car is all this place is. Avoid at all costs unless you want financial destruction!! Would give less stars but that's not an option.
Heather- 4 years ago5.0Absolutely love this company. Very friendly atmosphere. The ladies that work there are wonderful and are willing to go above and beyond to help get you the most that you need at a price and payment you can afford. THANKS AGAIN BRANDY MARTIN!!!!
Gypsy- 5 years ago4.0
Autumn Stinnett- 5 years ago5.0The staff was very friendly. I would definitely go there again of I needed anything.
Dawn Mays-Johnson- 6 years ago3.0
Thomas Jones,Jr- 6 years ago5.0
Map & Direction
- Tuesday9AM-17:30PM
- Wednesday8:30AM-17:30PM
- Thursday9AM-17:30PM
- Friday8:30AM-17:30PM
- SaturdayClose
- SundayClose
- Monday:8:30AM-17:30PM
- Tuesday:9AM-17:30PM
- Wednesday:8:30AM-17:30PM
- Thursday:9AM-17:30PM
- Friday:8:30AM-17:30PM
- Saturday:Close
- Sunday:Close
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