Excel Finance picture
Excel Finance picture
Loan agency

Excel Finance


616 W Calton Rd #7, Laredo, TX 78041



*Click Get Started will lead you get loans via CreditYelp partner


Excel Finance provide Payday Loans, Title Loans, and other financial services.
According to Google feedback from 10 customers, Excel Finance has received an overall score of 4.6 out of 5.

Based on its previous record, we do recommend this store.


Excel Finance provide Payday Loans, Title Loans, and other financial services.
According to Google feedback from 10 customers, Excel Finance has received an overall score of 4.6 out of 5.

Based on its previous record, we do recommend this store.


  • Payday loans
  • Cash advance
  • Personal loan
  • Emergency Cash Loans
  • Financial Services
  • Quick Cash

Apply for Your Loan via CreditYelp!

How Much Would You like to Get up to?

  • Bad credit isn't an issue
  • No hard credit checks
  • Easy & quick access to funds
  • Very high acceptance rates


CreditYelp help people search for a loan from our network of lenders and in other third-party lender networks we use.

How to Apply Loan on Excel Finance?

Step 1 Eligibility and Documents

  • An Active Bank Account
  • Government-Issued Photo ID
  • Proof of Income
  • Most Recent Bank Statement
  • Checking Account + Bank Routing Number
  • Social Security Number/ITIN

Step 2 Location and driving instructions for Excel Finance

The address is 616 W Calton Rd #7, Laredo, TX 78041 .

Step 3 Fill out the application form

Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.

Step 4 Review the term and sign the loan agreement (if approved)

Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.

Step 5 Received your loan.

Get a check, cash, or direct deposit for the amount you asked for. You are all set!

Excel Finance Compare With BadCreditLoans

Excel FinanceBadCreditLoans
Est. Process Time1-2 daysAs fast as 2 hours
Approval LevelStandardHigh
Simplicity LevelStandard Easy (Apply Online)
Bad Credit ApproveConsiderConsider
Loan limit$100-$2000$100-$10000

Frequently Asked Questions

  1. 1. How should I contact the Excel Finance?

    For more information, try calling (956) 724-3471 or visiting the website https://excelfinco.com/. If available, you can also find more information on the company's website.

  2. 2. Where is the address of the Excel Finance?

    The Excel Finance is open from 9 :00AM - 18:00PM Monday, Monday through Friday. It is located at 616 W Calton Rd #7, Laredo, TX 78041 .

  3. 3. Does Excel Finance provide online loan service?

    The policy and terms may vary by state and location. It is recommended to check the availability on this merchant's website at https://excelfinco.com/

  1. 4. Are there any alternatives to Excel Finance?

    If you want to check out reviews and recommendations for other local stores, you can visit our page for more information. Or, if you'd rather do everything online, CreditYelp is an excellent option. It's secure, no contact, and you won't have to worry about long driving and waiting times.

  2. 5. Can I pay my loan early?

    Sure! For Payday Loans, please get in touch with a customer service representative at (956) 724-3471 to arrange an early payoff schedule.

  3. 6. What if I don't have a checking account?

    At this time, Excel Finance requires all users to have an active checking account in order to offer a Payday Loan.

Excel Finance Reviews

4.6 stars based on 10 reviews

Featured Comments:

  • user avatar
    Baldemar Moreno
    - 2 years ago

  • user avatar
    George Trujillo
    - 3 years ago

    Bery Friendly and fast service ohh and courteous Thanks Miguel, Brenda and Esmeralda God bless you all Always

  • user avatar
    Eliott Llanas
    - 4 years ago

    Excelente servicio, prestamos faciles

  • user avatar
    Alberto Perez
    - 4 years ago

    Excellent & fast service, Got a loan was asked to show government ID and SS card... people commenting about unathorized accounts need to secure their identities, all that is needed to open a credit card or a loan online is name, ssn and date of birth. So take care of your ids.

  • user avatar
    Fernando Galvan
    - 4 years ago

    Great Customer Service 01/01/2019

  • user avatar
    Carlos Medina
    - 4 years ago

    Great staff. Polite and courteous

  • user avatar
    Magda Avila
    - 4 years ago

    great and friendly staff!

  • user avatar
    Aida Cazarez
    - 4 years ago

    Excellent service and very helpful

  • user avatar
    April Misty
    - 5 years ago

    This is towards the 2 employee's at Excel Finance in Laredo. I am disappointed & upset with the poor customer service I received. I've talked to many managers before in my life & Clara Garza is by far the most unprofessional manager. When I 1st went into the Excel Finance office in person to get information on the account that was opened under my name, Maria E. Guerrero explained that she was the one who opened the account. One of the reasons Ms Guerrero said she didn't ask for ID was because I was a good customer in the past & always made my payments on time. Soo basically she's saying that since I'm a good customer that's why she screwed me over? All the information on my account was outdated & my ID was expired. This is a 2014 account we're talking about. Through the whole time I was there Ms Garza, the manager, never got up from her desk to approach me & show empathy. Her desk was on the other side of the room. She heard everything & knew why I was there. She was just talking to Ms. Guerrero from across the room & answering a few questions I had. Soo basically raising her voice a little so we could talk from across the room. The only time she got up from her desk was to get my statement from Ms. Guerrero & make a copy. My older brother was present the whole time that day. This is a very serious situation & I didn't feel like I got any empathy from Ms. Garza at all. The officer present even said this is considered a 3rd degree felony. Ms Garza was very defensive almost the whole time. Even when I was asking basic general questions like: "What is your policies on the amount of cash you can give customers?" She kept saying anything you need to know or any other questions you have, you need to contact corporate. I was calm the whole time. I wanted all my questions answered. She got upset with the officer because the officer was asking her more questions & Ms Garza raised her voice & said I have a lot of work to get done & started grabbing all the papers on the desk, even mine & the police copies. That's when the police said those are our copies & Ms. Garza gave them back. I caught Ms. Garza rolling her eyes a few times when I was asking questions. The most rude part was when she kept talking over me & the officer. Almost the whole time. I could never finish. I even told her "May I finish what I was saying?". Ms Garzas whole mood & tone changed when she realized the state auditor was standing behind one of the desks close to us. I just don't understand how it could be soo easy for someone to re-open an old account & get that much money without verifying ID, workplace, calling my phone number that I've had since 2012, & I haven't lived in Laredo for years. I was in Laredo on Thanksgiving vacation. I was suppose to leave back home but instead I had to stay there to deal with this mess. I could've worked the days I had to spend in Laredo. It shouldn't be that easy. As a customer I trust the companies that I give my personal information to & I trust that they will protect it.

  • user avatar
    Fernando Hults
    - 8 years ago

Map & Direction

  • Friday9AM-18PM
  • Saturday9AM-13PM
  • SundayClose
  • Monday9AM-18PM
  • Tuesday9AM-18PM
  • Wednesday9AM-18PM
  • Thursday:
  • Friday:
  • Saturday:
  • Sunday:
  • Monday:
  • Tuesday:
  • Wednesday:
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