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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
Disclaimer:
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How to Apply Loan on OneMain Financial?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for OneMain Financial
The address is 225 NW Commons Loop Suite 105, Lake City, FL 32055 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
OneMain Financial Compare With CashUsa
| OneMain Financial | CashUsa | |
|---|---|---|
| Est. Process Time | 1-2 days | As fast as 2 hours |
| Approval Level | Standard | High |
| Simplicity Level | Standard | Easy (Apply Online) |
| Bad Credit Approve | Consider | Consider |
| Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the OneMain Financial?
Please call (386) 755-0021 or visit their own websites if available. Please check at: https://www.onemainfinancial.com/
- 2. Where is the address of the OneMain Financial?
OneMain Financial is located at 225 NW Commons Loop Suite 105, Lake City, FL 32055 . Opening from 8:30 AM - 17:30 ,PM Monday. You may want to call for the hours before the visit.
- 3. Does OneMain Financial provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://www.onemainfinancial.com/
- 4. Are there any alternatives to OneMain Financial?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
OneMain Financial Reviews
4.2 stars based on 37 reviews
Featured Comments:
Linda Smale- a year ago5.0This was the easiest loan I ever applied for. It took 3 days from application to cash in hand and that is only because it was a weekend. The staff are very professional and I would highly recommend OneMain Financial.
Response from the ownerOnline feedback is valuable to us and we are thankful you took the time to let us know about your experience. - sm
Matthew Ezell- a year ago5.0Tiffanie Kingsley was super professional, patient, funny, and helpful with securing a loan for me! I highly recommend her!
Response from the ownerHi Matthew, thank you for taking the time to share your experience. We appreciate you feedback! It's what helps us do our jobs better. – dd
Joseph Janosh- a year ago5.0Great job, timely and professional. Stephen was awesome. Clear and thorough. Give him a chance at your business.
Response from the ownerThank you for sharing your OneMain experience. We're happy to hear that Stephen provided excellent customer service. We look forward to seeing you again soon. -sm
James Collins- a year ago5.0Tiff was great. She always had a positive attitude. My wife's loan was done start to finish in less than a day. Would definitely recommend.
Response from the ownerThank you for leaving feedback. We appreciate your online review! - dd
Connie Murray- a year ago5.0Torrie is always , the best help!!
Response from the ownerHi Connie, thank you! Best wishes -JS
George Martin- a year ago5.0Been Good
Response from the ownerHi George,
Joseph Haake- 2 years ago1.0
John Thompson- 2 years ago1.0Fiancé put Application in over 13 days ago. Now after sending multiple buyers order and not getting any information back from Tiffany or no returned calls. We call the corporate office and they say the application is still pending after 13 days so local branch hasn’t even finished the total application. Which now makes sense because multiple buyers orders have been put in and no one can get a call back whether it be the dealer or us. Branch has gone down hill quick in the last 6-8 months. Poor customer service and will not longer be using them again.
Response from the ownerJohn, we’d like to see how we can help. Please send us an email to: [email protected] that includes the applicant’s full name, phone number, zip code and refer to your Google review so that we can investigate further. -AS
Miles Foster Jr (JR)- 2 years ago5.0Different
Response from the ownerHi Miles, Thank you for the review. We truly appreciate your feedback! Best wishes -JS
Linda Hillyard- 2 years ago5.0I was very pleased with how the loan was handled and the people in the office were polite and professional.
Response from the ownerHi Linda, Thanks for the kind review. We appreciate your comment. Best wishes -JS
Map & Direction
- SundayClose
- Monday8:30AM-17:30
- Tuesday9AM-17:30PM
- Wednesday8:30AM-17:30PM
- Thursday9AM-17:30PM
- Friday8:30AM-17:30PM
- Saturday:Close
- Sunday:Close
- Monday:8:30AM-17:30
- Tuesday:9AM-17:30PM
- Wednesday:8:30AM-17:30PM
- Thursday:9AM-17:30PM
- Friday:8:30AM-17:30PM
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