First Heritage Credit picture
First Heritage Credit picture
Loan agency
CLOSED

First Heritage Credit

CLOSED

3101 Browns Mill Rd #7, Johnson City, TN 37604

1.6

(10)

  • Phone:
    (423) 232-6450
  • Website:
    null
  • Address:

    3101 Browns Mill Rd #7, Johnson City, TN 37604

  • Hours:
    • SaturdayClose
    • SundayClose
    • MondayClose
    • Tuesday8:30AM-17:30PM
    • Wednesday8:30AM-17:30PM
    • Thursday8:30AM-17:30PM

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OverView

First Heritage Credit provide Payday Loans, Title Loans, and other financial services.
According to Google feedback from 10 customers, First Heritage Credit has received an overall score of 1.6 out of 5.

Based on its previous record, we do not recommend this store.

OverView

First Heritage Credit provide Payday Loans, Title Loans, and other financial services.
According to Google feedback from 10 customers, First Heritage Credit has received an overall score of 1.6 out of 5.

Based on its previous record, we do not recommend this store.

Services

  • Payday loans
  • Cash advance
  • Personal loan
  • Emergency Cash Loans
  • Financial Services
  • Quick Cash

Apply for Your Loan via CreditYelp!

How Much Would You like to Get up to?

$2,500
$0
$5,000
  • Bad credit isn't an issue
  • No hard credit checks
  • Easy & quick access to funds
  • Very high acceptance rates

Disclaimer:

CreditYelp help people search for a loan from our network of lenders and in other third-party lender networks we use.

How to Apply Loan on First Heritage Credit?

Step 1 Eligibility and Documents

  • An Active Bank Account
  • Government-Issued Photo ID
  • Proof of Income
  • Most Recent Bank Statement
  • Checking Account + Bank Routing Number
  • Social Security Number/ITIN

Step 2 Location and driving instructions for First Heritage Credit

The address is 3101 Browns Mill Rd #7, Johnson City, TN 37604 .

Step 3 Fill out the application form

Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.

Step 4 Review the term and sign the loan agreement (if approved)

Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.

Step 5 Received your loan.

Get a check, cash, or direct deposit for the amount you asked for. You are all set!

First Heritage Credit Compare With Personal Loans

First Heritage CreditPersonal Loans
Est. Process Time1-2 daysAs fast as 2 hours
Approval LevelStandardHigh
Simplicity LevelStandard Easy (Apply Online)
Bad Credit ApproveConsiderConsider
Loan limit$100-$2000$100-$10000

Frequently Asked Questions

  1. 1. How should I contact the First Heritage Credit?

    Please call (423) 232-6450 or visit their own websites if available.

  2. 2. Where is the address of the First Heritage Credit?

    First Heritage Credit is located at 3101 Browns Mill Rd #7, Johnson City, TN 37604 . Opening from 8:30 AM - 17:30 PM Tuesday. You may want to call for the hours before the visit.

  3. 3. Does First Heritage Credit provide online loan service?

    First Heritage Credit does not currently offer online loan services. If you are in need of online loan services, you can apply through CreditYelp.

  1. 4. Are there any alternatives to First Heritage Credit?

    You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.

  2. 5. What is APR?

    Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.

  3. 6. What makes payday loan has such high APR?

    Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.

First Heritage Credit Reviews

1.6 stars based on 10 reviews

Featured Comments:

  • user avatar
    Jason R
    - 2 years ago
    1.0

    There are sooo many of these type of places. No reason to settle for this one which is fairly terrible. Getting through college, I unfortunately have had to deal with a few of these and this one is by far the worst and most inconvenient. First of all, I can never see my balance online. It only says “ contact your branch for balance”. I always like to pay some extra on my account and I never know exactly where I stand. Secondly, I went to pay this off early and they don’t take a card in office. It’s 2021. How in the world can you not take a card. You have to do it online or over the phone where guess what? You get charged a fee. No other place charges any kind of fees to simply pay your bill. Ridiculous. When I went to pay it off, I had 3 different balances? My credit report, my balance in my monthly statement in the mail, and the balance I’m told over the phone are all different. Overall, this place is inconvenient, unorganized, and apparently stuck in 1999. Not worth it all. Go elsewhere. I’ve had good experiences at a couple other.

  • user avatar
    Ape Blazing
    - 3 years ago
    1.0

  • user avatar
    Christopher Arrowood
    - 3 years ago
    1.0

    Terrible loan service. Cant take payments to save their lives and wont take debit cards in person but claim to accept debit payments over the phone. However attempting to pay over the phone and online both ended with them saying they dont have any account with my information. When i brought this up to the people working they basically told me it was my fault that their system was defective and that i'd just have to come back and pay another day (which would be past the due date) and that i would have to pay the late fee because their system wouldnt take my payment. DO NOT EVER accept a loan from these people they are con artists.

  • user avatar
    Shelby Tillery
    - 3 years ago
    1.0

    For them to be a loan company you would think they would know how to correctly process payments. I pay the same way every single month, this being my 6th month of paying and am always early. I get the text message receipt for my payments and when I called today to make a payment I asked the woman why I was charged 3 different payment amounts out of the 5 previous payments I had made. You would think I’d asked her to tell me Albert Einstein’s shoe size! She couldn’t answer and just kept repeating how much my payment was. I said I KNOW how much my payment is SUPPOSED to be that is why I’m inquiring about the different charge amounts! Not only that but I’m genuinely SHOCKED they answered the phones because 9 times out of 10 they’re “having issues with their phones”. This place is a joke and I will be paying the loan off early JUST to be done with their mess. Very unprofessional people. They either need to get it together or go out of business.

  • user avatar
    Kobayashi Maru
    - 3 years ago
    1.0

    Worst company to have a loan threw. They misrepresent there loans outrageous APR. Harassing phone calls all the time trying to up sell new loan to keep you in debt to them. Big mistake doing business with them. And now 3 months after paying them off still on my credit report as a open account. Reported to the BBB.

  • user avatar
    Chad Hughes
    - 4 years ago
    1.0

    They are arguing or complaining most of the time. We paid 1,200 on our loan then the next month was told it can not be used as principal that it goes on the payments only. Will never use this company again.

  • user avatar
    Matthew Harris MRHINC
    - 5 years ago
    1.0

    very small business very rude staff didn't have anything to offer other then high interest rates on small amounts 1000 dollars WILL BANKRUPT THESE PEOPLE

  • user avatar
    CASEY DENT (Cashes)
    - 5 years ago
    1.0

    These people are rediculous. Absolutely rude people. if your as far as 1 month late they'll threaten to take u to court. Hilarious. always know ur rights before dealing with them! I recommend ADVANCE FINANCIAL. THE LOAN IS WAY MORE AND UR APR IS WAY LOWER. SCREW THESE PPL. ABSOLUTELY RUDE AND THERE THREATS ARE ILLEGAL. WANTING U TO PAY MORE THAN UR "AGREED PAYMENT" ALSO ILLEGAL. IVE REPORTED THEM TO THE BBB AND TO ANOTHER WEBSITE I FOUND FOR THE GOVERMENT TO INVESTIGATE THESE PPL. ID DEFINITELY 2ND GUESS DEALING WITH THEM. WORLD FINANCE IS A GOOD ONE. BUT ADVANCE FINANCIAL IS 100% A GOOD PLACE.

  • user avatar
    Jennifer
    - 7 years ago
    5.0

    Friendly people...

  • user avatar
    Elizabeth Brewer
    - 7 years ago
    3.0

    Friendly people but make sure you go pay your payment way before closing i paid our payment 2 weeks ago and i got there 20 mins before closing and the lady hand wrote me a receipt and we got a bill in the mail today saying we didnt make the payment and i paid it 2 weeks early from the due date. So make sure they enter your payment in the computer and give a reciept that way!

Map & Direction

CLOSED
Hours:
  • SaturdayClose
  • SundayClose
  • MondayClose
  • Tuesday8:30AM-17:30PM
  • Wednesday8:30AM-17:30PM
  • Thursday8:30AM-17:30PM
Hours:CLOSED
  • Friday:
    8:30AM-17:30PM
  • Saturday:
    Close
  • Sunday:
    Close
  • Monday:
    Close
  • Tuesday:
    8:30AM-17:30PM
  • Wednesday:
    8:30AM-17:30PM
  • Thursday:
    8:30AM-17:30PM
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