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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
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How to Apply Loan on 1st Franklin Financial?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for 1st Franklin Financial
The address is 7467 St Andrews Rd Suite 21, Irmo, SC 29063 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
1st Franklin Financial Compare With Personal Loans
| 1st Franklin Financial | Personal Loans | |
|---|---|---|
| Est. Process Time | 1-2 days | As fast as 2 hours |
| Approval Level | Standard | High |
| Simplicity Level | Standard | Easy (Apply Online) |
| Bad Credit Approve | Consider | Consider |
| Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the 1st Franklin Financial?
Please call (803) 407-5749 or visit their own websites if available. Please check at: https://locations.1ffc.com/
- 2. Where is the address of the 1st Franklin Financial?
1st Franklin Financial is located at 7467 St Andrews Rd Suite 21, Irmo, SC 29063 . Opening from 8:30 AM - 17:30 PM Monday. You may want to call for the hours before the visit.
- 3. Does 1st Franklin Financial provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://locations.1ffc.com/
- 4. Are there any alternatives to 1st Franklin Financial?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
1st Franklin Financial Reviews
5.0 stars based on 36 reviews
Featured Comments:
Valerie Carrero- a year ago5.0I absolutely love 1st Franklin financial, Irmo! Loans with reasonable interest rates and EVERY time I speak with someone, it’s always an awesome experience. They’re professional, caring and work with you to make things easier for you! Some people don’t realize how much that can brighten up someone’s day. Keep up the great work!
Response from the ownerThank you for taking the time to leave us such a kind review and letting others know about your awesome experience with our Irmo team, Valerie! We couldn't help but smile while reading this!
Dorothy Young- a year ago5.0Great service
Response from the ownerWe're happy to know our Irmo team delivered a great customer service experience, Dorothy!
Kewanda Bonnette- a year ago5.0I love it here the staff here is so polite and will help you in any way possible.
Response from the ownerHi, Kewanda! We wanted to take a moment to thank you for leaving us a great review!
Monique Sloss- a year ago5.0The ladies especially Porsha has the most positive attitude very pleasant environment would definitely recommend this location to family and friends if I could them 10 stars I would thanks ladies.
Response from the ownerHey, Monique! We strive to offer the best experience possible, and your review tells us that we’re doing things right. Thank you for recommending us to others!
Ronald Anderson- a year ago5.0Good customer service
Response from the ownerWe love being of service to you and are happy to know you're satisfied with our Irmo team!
Thomas Govan- a year ago5.0Good customer service!
Response from the ownerThanks a ton for your feedback, Thomas!
Nora Allen- a year ago5.0Thank you Ms. Ashley continue doing a great service and thank you again for your help
Response from the ownerHey, Nora! We appreciate the great review and are glad we could be of service. If you have any further needs or questions, please reach out!
Analisse Christina- a year ago5.0Tasha and Ashley were amazing at getting me the help I needed, and beyond! Thank you so much ❤️
Response from the ownerThank you very much for taking the time to leave us a great review, Analisse. We're happy to receive 5 stars!
Michelle West- a year ago5.0Awesome customer service; a pleasant group of people to work with. Tasha and Porcha are super pleasant to work with. They really came through when I needed assistance. Very knowledgeable and professional team!!
Response from the ownerThank you for visiting our Irmo office, Michelle. We’re so happy that we could come through for you and give you a 5-star experience!
John O'Neal- a year ago5.0
Map & Direction
- SundayClose
- Monday8:30AM-17:30PM
- Tuesday8:30AM-17:30PM
- Wednesday8:30AM-13:30PM
- Thursday8:30AM-17:30PM
- Friday8:30AM-17:30PM
- Saturday:Close
- Sunday:Close
- Monday:8:30AM-17:30PM
- Tuesday:8:30AM-17:30PM
- Wednesday:8:30AM-13:30PM
- Thursday:8:30AM-17:30PM
- Friday:8:30AM-17:30PM
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