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- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
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How to Apply Loan on Credit Central?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for Credit Central
The address is 6140 University Dr Suite 5, Huntsville, AL 35806 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
Credit Central Compare With Personal Loans
Frequently Asked Questions
- 1. How should I contact the Credit Central?
Please call (256) 288-0636 or visit their own websites if available. Please check at: http://www.creditcentralllc.com/
- 2. Where is the address of the Credit Central?
Credit Central is located at 6140 University Dr Suite 5, Huntsville, AL 35806 . Opening from 8:30 AM - 17:30 PM Monday. You may want to call for the hours before the visit.
- 3. Does Credit Central provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: http://www.creditcentralllc.com/
- 4. Are there any alternatives to Credit Central?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
Credit Central Reviews
4.0 stars based on 9 reviews
- Shanna Jackson- a year ago5.0
- Win Harris- a year ago5.0
- Nykera Tatum- a year ago5.0
Best staff ,very helpful and patient thank you
- balinda fletcher- 2 years ago1.0
- Savon Santana- 2 years ago5.0
Julie and Niki has exceptional customer service she is tolerable and very understanding and she has excellent communication skills she is a difference maker to the company and always a pleasant smile thank you for her management skills .she a breathe of fresh air and the staff as well.
- Pam O'Dell- 3 years ago5.0
Very helpful was even going to work with me so I could skip a payment til next month. Thanks Credit Central y'all are the best.all the ladies are like my family. I love y'all.
- Camp Nerd- 4 years ago1.0
- Leteashia Turney- 5 years ago5.0
- Michael Bowen- 6 years ago4.0
Sometimes I need a little help.
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