Citizens Savings & Loan picture
Citizens Savings & Loan picture
Loan agency

Citizens Savings & Loan


1899 Battlefield Pkwy, Fort Oglethorpe, GA 30742



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Citizens Savings & Loan provide Payday Loans, Title Loans, and other financial services.
According to Google feedback from 5 customers, Citizens Savings & Loan has received an overall score of 3.4 out of 5.

Based on its previous record, we do not recommend this store.


Citizens Savings & Loan provide Payday Loans, Title Loans, and other financial services.
According to Google feedback from 5 customers, Citizens Savings & Loan has received an overall score of 3.4 out of 5.

Based on its previous record, we do not recommend this store.


  • Payday loans
  • Cash advance
  • Personal loan
  • Emergency Cash Loans
  • Financial Services
  • Quick Cash

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  • Bad credit isn't an issue
  • No hard credit checks
  • Easy & quick access to funds
  • Very high acceptance rates


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How to Apply Loan on Citizens Savings & Loan?

Step 1 Eligibility and Documents

  • An Active Bank Account
  • Government-Issued Photo ID
  • Proof of Income
  • Most Recent Bank Statement
  • Checking Account + Bank Routing Number
  • Social Security Number/ITIN

Step 2 Location and driving instructions for Citizens Savings & Loan

The address is 1899 Battlefield Pkwy, Fort Oglethorpe, GA 30742 .

Step 3 Fill out the application form

Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.

Step 4 Review the term and sign the loan agreement (if approved)

Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.

Step 5 Received your loan.

Get a check, cash, or direct deposit for the amount you asked for. You are all set!

Citizens Savings & Loan Compare With BadCreditLoans

Citizens Savings & LoanBadCreditLoans
Est. Process Time1-2 daysAs fast as 2 hours
Approval LevelStandardHigh
Simplicity LevelStandard Easy (Apply Online)
Bad Credit ApproveConsiderConsider
Loan limit$100-$2000$100-$10000

Frequently Asked Questions

  1. 1. How should I contact the Citizens Savings & Loan?

    Please call (706) 861-0668 or visit their own websites if available. Please check at:

  2. 2. Where is the address of the Citizens Savings & Loan?

    Citizens Savings & Loan is located at 1899 Battlefield Pkwy, Fort Oglethorpe, GA 30742 . Opening from 8:30 AM - 17:30 ,PM Monday. You may want to call for the hours before the visit.

  3. 3. Does Citizens Savings & Loan provide online loan service?

    While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at:

  1. 4. Are there any alternatives to Citizens Savings & Loan?

    You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.

  2. 5. What is APR?

    Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.

  3. 6. What makes payday loan has such high APR?

    Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.

Citizens Savings & Loan Reviews

3.4 stars based on 5 reviews

Featured Comments:

  • user avatar
    Josephine Wilbanks
    - a year ago

    So I guess the high stars are fake or made by employees, I called today to see if I was approved for my loan. I got put on hold then taken off just for someone to say something then put me back on hold. Someone answers( think he said his name was Ryan not sure) then when I say hello no answer till I'm hungry up on. No call back no email nothing.

  • user avatar
    Debbie Johnson
    - 2 years ago

    They wonderful, I love the employees who works in this Office,they are Curtious and tend to your needs, if there are any problems, they are there to help you through the situation without hesitation, I just love them.

  • user avatar
    Leon Hildreth
    - 5 years ago

    Long time customers. Greg and Tracy could not be topped for customer service and actually making us feel like family. When I got sick and was in the hospital multiple times in 2015 they were quick to work with us. We highly recommend Citizens in Fort Oglethorpe.

  • user avatar
    Brandin Simpson
    - 5 years ago

    Everyone have had great experince and friendly office employes.

  • user avatar
    Donna Gray
    - 7 years ago

    Do business with them and you will see to!

Map & Direction

  • SaturdayClose
  • SundayClose
  • Monday8:30AM-17:30
  • Tuesday8:30AM-17PM
  • Wednesday8:30AM-17PM
  • Thursday8:30AM-17PM
  • Friday:
  • Saturday:
  • Sunday:
  • Monday:
  • Tuesday:
  • Wednesday:
  • Thursday:
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