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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
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How to Apply Loan on OneMain Financial?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for OneMain Financial
The address is 34512 16th Ave S ste b, Federal Way, WA 98003 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
OneMain Financial Compare With CashUsa
| OneMain Financial | CashUsa | |
|---|---|---|
| Est. Process Time | 1-2 days | As fast as 2 hours |
| Approval Level | Standard | High |
| Simplicity Level | Standard | Easy (Apply Online) |
| Bad Credit Approve | Consider | Consider |
| Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the OneMain Financial?
Please call (253) 838-4956 or visit their own websites if available. Please check at: https://www.onemainfinancial.com/
- 2. Where is the address of the OneMain Financial?
OneMain Financial is located at 34512 16th Ave S ste b, Federal Way, WA 98003 . Opening from 8:30 AM - 17:30 PM Monday. You may want to call for the hours before the visit.
- 3. Does OneMain Financial provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://www.onemainfinancial.com/
- 4. Are there any alternatives to OneMain Financial?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
OneMain Financial Reviews
3.5 stars based on 29 reviews
Featured Comments:
lori sanchez- a year ago5.0
Response from the ownerThank you for the positive feedback! -sm
JAMES CARLSON- a year ago5.0Kevin was fantastic to work with, he was very thorough, and patient when I was asking all of my questions. I have done several loans with this company, the process is so quick and easy. I would recommend them to anyone who needs a quick personal loan, the money is in your account very quickly, and the rates and payments are not outrageous.
Response from the ownerThank you for sharing your OneMain experience. We're happy to hear that Kevin provided excellent customer service. We look forward to seeing you again soon. -sm
Gloria Santos- a year ago5.0Everyone was very cordial!
Response from the ownerOnline feedback is valuable to us and we are thankful you took the time to let us know about your experience. - dd
addie's life- a year ago5.0I wanna gave a big thanks to Kevin and Shelly for walking with me thru the process of the loan I Definitely recommend…
Response from the ownerWe appreciate you taking the time to leave us a review and are glad to hear about your experience! - sm
Lynda Linn- 2 years ago5.0I really like them. Always very kind to me and always willing to work with me when times are tough.
Response from the ownerHi Lynda,
T T- 2 years ago1.0They charge more interest than your actual loan! They blow your phone up, even after you've made a payment, they keep calling about the next. I will never recommend them to anyone, ever! Rude, unprofessional, money hungry, they prey on people who are in need and if you miss a payment they will repo your stuff instantly!
Response from the ownerHi TT, thanks for reaching out to us. Various factors come into play with our interest rates, from your income and credit score to your payment history. Feel free to reach out to your local loan specialist to discuss your interest rate. You can find your branch's contact information here: http://spr.ly/Branches. Thanks, have a great day -AS
Bob- 2 years ago1.0I've kept my account current for 15 years, and always taken out their insurance for various stuff like Loss of employment. Now after 15 years of never being late with a payment, I get months of run around when I lost my job because of Covid. According to One Main, I am still responsible for payments until they make a decision. which, after 3 months, they still trying to avoid paying . It's like they are dragging it out until I get a new job so they do not have to pay anything. after this loan is paid off I will be taking my business elsewhere, even if I have to pay a higher interest rate. Its just not worth the run around.
Response from the ownerHi Bob, Thank you for being a valued customer. We understand that this is a difficult time for many and are working to provide assistance options. If you'd like us to review your situation again, please call 888-743-7707. -AS
Betty Moss- 3 years ago5.0
Sammie Henderson- 3 years ago5.0Amazing a helpful and professional
Response from the ownerHi Sammie: We appreciate you taking the time to leave us a review and are glad to hear about your experience! - RG
ryan ankney- 3 years ago1.0Be prepared for spam and robocalls, they will sell your info.
Map & Direction
- SundayClose
- Monday8:30AM-17:30PM
- Tuesday9AM-17:30PM
- Wednesday8:30AM-17:30PM
- Thursday9AM-17:30PM
- Friday8:30AM-17:30PM
- Saturday:Close
- Sunday:Close
- Monday:8:30AM-17:30PM
- Tuesday:9AM-17:30PM
- Wednesday:8:30AM-17:30PM
- Thursday:9AM-17:30PM
- Friday:8:30AM-17:30PM
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