Credit Central picture
Credit Central picture
Loan agency

Credit Central


54 E Heikens Dr Suite B, Decherd, TN 37324



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Credit Central provide Payday Loans, Title Loans, and other financial services.
According to Google feedback from 7 customers, Credit Central has received an overall score of 3.7 out of 5.

Based on its previous record, we do not recommend this store.


Credit Central provide Payday Loans, Title Loans, and other financial services.
According to Google feedback from 7 customers, Credit Central has received an overall score of 3.7 out of 5.

Based on its previous record, we do not recommend this store.


  • Payday loans
  • Cash advance
  • Personal loan
  • Emergency Cash Loans
  • Financial Services
  • Quick Cash

Apply for Your Loan via CreditYelp!

How Much Would You like to Get up to?

  • Bad credit isn't an issue
  • No hard credit checks
  • Easy & quick access to funds
  • Very high acceptance rates


CreditYelp help people search for a loan from our network of lenders and in other third-party lender networks we use.

How to Apply Loan on Credit Central?

Step 1 Eligibility and Documents

  • An Active Bank Account
  • Government-Issued Photo ID
  • Proof of Income
  • Most Recent Bank Statement
  • Checking Account + Bank Routing Number
  • Social Security Number/ITIN

Step 2 Location and driving instructions for Credit Central

The address is 54 E Heikens Dr Suite B, Decherd, TN 37324 .

Step 3 Fill out the application form

Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.

Step 4 Review the term and sign the loan agreement (if approved)

Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.

Step 5 Received your loan.

Get a check, cash, or direct deposit for the amount you asked for. You are all set!

Credit Central Compare With Personal Loans

Credit CentralPersonal Loans
Est. Process Time1-2 daysAs fast as 2 hours
Approval LevelStandardHigh
Simplicity LevelStandard Easy (Apply Online)
Bad Credit ApproveConsiderConsider
Loan limit$100-$2000$100-$10000

Frequently Asked Questions

  1. 1. How should I contact the Credit Central?

    For more information, try calling (931) 968-1273 or visiting the website If available, you can also find more information on the company's website.

  2. 2. Where is the address of the Credit Central?

    The Credit Central is open from 8:30 AM - 17:30 ,PM Monday, Monday through Friday. It is located at 54 E Heikens Dr Suite B, Decherd, TN 37324 .

  3. 3. Does Credit Central provide online loan service?

    The policy and terms may vary by state and location. It is recommended to check the availability on this merchant's website at

  1. 4. Are there any alternatives to Credit Central?

    If you want to check out reviews and recommendations for other local stores, you can visit our page for more information. Or, if you'd rather do everything online, CreditYelp is an excellent option. It's secure, no contact, and you won't have to worry about long driving and waiting times.

  2. 5. Can I pay my loan early?

    Sure! For Payday Loans, please get in touch with a customer service representative at (931) 968-1273 to arrange an early payoff schedule.

  3. 6. What if I don't have a checking account?

    At this time, Credit Central requires all users to have an active checking account in order to offer a Payday Loan.

Credit Central Reviews

3.7 stars based on 7 reviews

Featured Comments:

  • user avatar
    Teresa Stevens
    - 2 years ago

    Miranda, is very professional , straight to the point ! an gets the job done , any time I’m in a bind she always make a way . Thank you !

  • user avatar
    Michael Carter
    - 2 years ago

  • user avatar
    Angie Jernigan
    - 2 years ago

    Nice friendly, professional people at this office. They explained everything I needed and set me up with a loan to help out my situation.

  • user avatar
    Marshia Williams
    - 2 years ago

    I have been a customer for awhile,I have always had fast friendly service.They will try everything possible to help people when they are needing to establish a line of credit.I know if I need future help I can trust they will be there to assist me and the employees are great people too.

  • user avatar
    John Alexander
    - 5 years ago

    Good service and very friendly people even if you get behind they work with you. 3.5 yrs they have had my buiisness.

  • user avatar
    Joseph Adams
    - 6 years ago

    I have had numerous accounts over a number of years and have never had a problem with the staff. Michelle and Miranda have always been very nice and helpful and I hope to continue doing business with them for many years to come.

  • user avatar
    dani morena
    - 7 years ago

    This Credit Central has some of the rudest employees I've ever encountered. There is one woman who works there that will sit and give you dirty looks the whole time. You just feel kinda judged when you walk in there. Very poor establishment. I do not reccomend. I had applied for a loan and was approved .. But the customer service was so bad I decided not to go through with it. DONT GIVE THEM YOUR BUSINESS !!!

Map & Direction

  • SundayClose
  • Monday8:30AM-17:30
  • Tuesday8:30AM-17:30PM
  • Wednesday8:30AM-17:30PM
  • Thursday8:30AM-17:30PM
  • Friday8:30AM-18PM
  • Saturday:
  • Sunday:
  • Monday:
  • Tuesday:
  • Wednesday:
  • Thursday:
  • Friday:
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