Services
- Payday loans
- Cash advance
- Personal loan
- Emergency Cash Loans
- Financial Services
- Quick Cash
Apply for Your Loan via CreditYelp!
How Much Would You like to Get up to?
- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
Disclaimer:
CreditYelp help people search for a loan from our network of lenders and in other third-party lender networks we use.
How to Apply Loan on World Finance?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for World Finance
The address is 1626 Beltline Rd SW, Decatur, AL 35601 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
World Finance Compare With CashUsa
| World Finance | CashUsa | |
|---|---|---|
| Est. Process Time | 1-2 days | As fast as 2 hours |
| Approval Level | Standard | High |
| Simplicity Level | Standard | Easy (Apply Online) |
| Bad Credit Approve | Consider | Consider |
| Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the World Finance?
Please call (256) 353-1988 or visit their own websites if available. Please check at: https://www.loansbyworld.com/
- 2. Where is the address of the World Finance?
World Finance is located at 1626 Beltline Rd SW, Decatur, AL 35601 . Opening from 9 :00AM - 17:30 PM Monday. You may want to call for the hours before the visit.
- 3. Does World Finance provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://www.loansbyworld.com/
- 4. Are there any alternatives to World Finance?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
World Finance Reviews
5.0 stars based on 87 reviews
Featured Comments:
Nancy Payne- a year ago5.0Everyone i have dealt with have been very personable and professional. Mrs. Borden and the office manager have both been great. I recommend these people all the time to friends and family.
Response from the ownerThanks for this kind review, Nancy Payne! We're glad to hear that you had a great experience at the Decatur branch.
damien pearson- a year ago5.0Everytime, I come to WF everyone is so friendly & understanding. Very professional always. I highly recommend for friends/ family
Response from the ownerThanks for this kind review, damien pearson! We're glad to hear that you had a great experience at the Decatur branch.
Heather Hamilton- a year ago5.0Great service
Response from the ownerHi Heather! Thank you so much for your kind review. - World Finance Team Member
Allen Brown- a year ago5.0Monica
Response from the ownerHi Allen! Thank you so much for your kind review. - World Finance Team Member
Annie taylor- a year ago5.0I'm sorry I'm 2 weeks late on doing a review. The mgr their is awesome. Their was an incident occurred and she jumped right up and was by my side, even when she didn't have to.For information the incident had nothing to do with there doings it was me getting check cashed. Thank you for your time and friendliness and understanding
Response from the ownerHi Annie! Thank you so much for your kind review. - World Finance Team Member
Ruben Ramirez- a year ago5.0Casey fue muy rápido y eficiente. Fue genial poder encontrar a alguien que pudiera explicar todo en español e inglés.
Response from the ownerHi Ruben! Thank you so much for your kind review. - World Finance Team Member
Chrise Davis- a year ago5.0Casey makes everything seem easy. She made the whole process less stressful.
Response from the ownerHi Chrise! Thank you so much for your kind review. - World Finance Team Member
Meg Shelton- a year ago5.0
Chipper Haley- a year ago5.0Latioshia, very nice an very helpfull during my loan process. When coming into the office i was wanting to refinance but she offer me to up my loan . she was very polite an made sure i understood what was going on . i will recommend world finance to all my family an friends
Response from the ownerHi Chipper! Thank you so much for your kind review. - World Finance Team Member
Blake Thompson- a year ago5.0Absolutely great service especially from Lori I Durban. She patiently sat and listen to me and help me throughout my process
Map & Direction
- Saturday9AM-13PM
- SundayClose
- Monday9AM-17:30PM
- Tuesday9AM-17:30PM
- Wednesday9AM-17:30PM
- Thursday9AM-17:30PM
- Friday:9AM-17:30PM
- Saturday:9AM-13PM
- Sunday:Close
- Monday:9AM-17:30PM
- Tuesday:9AM-17:30PM
- Wednesday:9AM-17:30PM
- Thursday:9AM-17:30PM
Nearby Payday Loans Stores
4.7Covington Credit(74)
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