Services
- Payday loans
- Cash advance
- Personal loan
- Emergency Cash Loans
- Financial Services
- Quick Cash
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How Much Would You like to Get up to?
- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
Disclaimer:
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How to Apply Loan on Legacy Finance Co.?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for Legacy Finance Co.
The address is 2699 Sandlin Rd SW b4, Decatur, AL 35601 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
Legacy Finance Co. Compare With BadCreditLoans
| Legacy Finance Co. | BadCreditLoans | |
|---|---|---|
| Est. Process Time | 1-2 days | As fast as 2 hours |
| Approval Level | Standard | High |
| Simplicity Level | Standard | Easy (Apply Online) |
| Bad Credit Approve | Consider | Consider |
| Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the Legacy Finance Co.?
Please call (256) 260-8280 or visit their own websites if available. Please check at: https://kinsmithloans.com/
- 2. Where is the address of the Legacy Finance Co.?
Legacy Finance Co. is located at 2699 Sandlin Rd SW b4, Decatur, AL 35601 . Opening from 9 :00AM - 17:30 PM Monday. You may want to call for the hours before the visit.
- 3. Does Legacy Finance Co. provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://kinsmithloans.com/
- 4. Are there any alternatives to Legacy Finance Co.?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
Legacy Finance Co. Reviews
4.9 stars based on 201 reviews
Featured Comments:
Yeezy 94- a year ago5.0Susan and Whitney are amazing. They have given me great customer service and are very personable. Definitely recommend.
Response from the ownerCustomer Service is really important to us and seeing your review makes us happy! Thank you for your business =)
aamuboi101- a year ago5.0I worked with Whitney this afternoon. She was very professional and explained everything to me throughly. The process was fast and smooth. I really enjoyed going there today and will definitely send my friends there in the future. ???? …
Response from the ownerThanks for the positive feedback! Don't forget to share your great experiences with your friends and family :)
Damien's Wheels and Tires DWT- a year ago5.0
Response from the ownerWe appreciate your review and your business. Thank you!
The Jackson5 !- a year ago5.0Awesome experience!!!!!
Response from the ownerWe appreciate the opportunity to earn your business and appreciate the review!
Megan Sivley- a year ago5.0I love the girls in the office! Very friendly and professional! They always are fast and helpful!
Response from the ownerWe're always happy to see all those stars! Thanks for your review :)
Essence James- a year ago5.0Ms. Susan worked hard to get me approved for a loan, I couldn’t be more grateful. 10/10 would recommend.
Response from the ownerAwesome feedback from an Awesome person!
Timijza Garth- a year ago5.0If you’re looking for a place to get a loan come here ! They will try their best to help you in anyway they can & they’re all so sweet and kind
Response from the ownerWe appreciate you taking the time to leave us this review! Thank you for your business :)
JaRekkas Sears Sr- a year ago5.0I highly recommend them, Whitney and April are very nice and friendly and they will work with you on getting what you need, and they are very professional and always positive....
Response from the ownerThank you for your review!
Veronica Marshall- a year ago5.0Legacy Finance Co. They are very nice & intelligent people! From the 1st time that I meet them they welcome me with open arms! They are also very friendly. I ❤️ doing business with them! When I truly need them they are always there!!
Response from the ownerWe appreciate the opportunity to earn your business and appreciate the review!
Amberly Terry- a year ago5.0April, Susan & Whitney we’re amazing! They definitely helped me in a time of need. Great costumer service & they are willing to help you without asking for much! Would highly recommend! ???????????? …
Response from the ownerWe are happy to hear you had such a great experience and appreciate you taking the time to share your review with others!
Map & Direction
- SaturdayClose
- SundayClose
- Monday9AM-17:30PM
- Tuesday9AM-17:30PM
- Wednesday9AM-17:30PM
- Thursday9AM-17:30PM
- Friday:9AM-17:30PM
- Saturday:Close
- Sunday:Close
- Monday:9AM-17:30PM
- Tuesday:9AM-17:30PM
- Wednesday:9AM-17:30PM
- Thursday:9AM-17:30PM
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