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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
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How to Apply Loan on El Centro Finance Co?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for El Centro Finance Co
The address is 209 Jefferson Blvd, Dallas, TX 75208 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
El Centro Finance Co Compare With BadCreditLoans
| El Centro Finance Co | BadCreditLoans | |
|---|---|---|
| Est. Process Time | 1-2 days | As fast as 2 hours |
| Approval Level | Standard | High |
| Simplicity Level | Standard | Easy (Apply Online) |
| Bad Credit Approve | Consider | Consider |
| Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the El Centro Finance Co?
Please call (214) 942-4493 or visit their own websites if available. Please check at: http://www.jfcloans.com/
- 2. Where is the address of the El Centro Finance Co?
El Centro Finance Co is located at 209 Jefferson Blvd, Dallas, TX 75208 . Opening from 8:30 AM - 17:30 ,PM Monday. You may want to call for the hours before the visit.
- 3. Does El Centro Finance Co provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: http://www.jfcloans.com/
- 4. Are there any alternatives to El Centro Finance Co?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
El Centro Finance Co Reviews
3.6 stars based on 9 reviews
Featured Comments:
DallasMade “SelfMade” TexasMade- a year ago1.0Was curious about what they need for a loan and they tell me they need my employment and home info but then later start asking how many kids I have and what's my girlfriends name and if shes my wife and my employer's personal cell phone numbers when they can be reached through my company phone line. That personal information for my supervisors cell phone number isn't mine to give and the company line is all they said they needed. Almost the worse loan company experience ever. Never would recommend El Centro Finance. I'll keep you updated for a better company and refer you to them on a updated review. Oh and you dont have to apologize for a bad experience El Centro Finance because you've already wasted enough of my time as it is so thank you in advance. Have a wonderful day.
Response from the ownerDallas Made, we do apologize that the loan application process was not as you expected. We are a privately owned financing firm which means we assume all the responsibility if a loan is not repaid per the contract terms. Many customers seek our help when a national or state bank is unwilling to help. With that being said, our wonderful Managers and customer service reps must attain all the appropriate information to process and approve a loan, just like an FDIC bank would require. We take pride in our customer service and try to process loans as quickly as possible for all customers. Again, we do apologize that the application did not go as you expected. We respect your feedback and are always open to more information to better improve our daily processes. You can reach us at [email protected] Thank you.
Briana Robinson- 2 years ago5.0
Response from the ownerBriana, thank you for taking the time to give us a 5 star rating! We appreciate you and wish you a happy holidays!
Barbara Butler- 2 years ago5.0I have been with this Company for many years. Great Management and Customer Service
Response from the ownerBarbara, thank you for taking the time to give us a 5 star rating and great review. We are happy to hear that you are pleased with the customer service. We are very grateful for your loyalty to El Centro Finance. Thank you again!
D Lee Navarro- 3 years ago5.0Great place to get a quick loan. Fast and super easy. Very friendly and courteous. Easy applications.
Ofelia Hernandez- 4 years ago5.0Excellent personal
Dy'Mond CoolCupGang- 5 years ago5.0They are upfront and honest about whatever you ask. Been with them for years
Joe Nunez- 5 years ago1.0I highly advise anyone not to come here. They state that they do report to the credit bureau. But in reality they don't. The only time they do report, is if you miss a payment or just don't pay at all. I paid off my loan a few years back, and until this day, my credit shows nothing. I called their corporate office and I was told that they used to be registered with the credit bureau but they weren't anymore. The employee I spoke with said it was an unnecessary cost they didn't want to pay monthly. So they officially do not report to any credit bureau whatsoever. World Finance down the street does report to the credit bureau. But keep in mind, if you miss one payment. They will report that as well.
LUIS BARRERA- 6 years ago1.0Pesima atencipn, este lugar no sirve.
Gabriel Veliz- 6 years ago4.0When in a financial crunch, they have been able to help me out with a short term loan.
Map & Direction
- Tuesday8:30AM-17:30PM
- Wednesday8:30AM-17:30PM
- Thursday8:30AM-17:30PM
- Friday8:30AM-18PM
- SaturdayClose
- SundayClose
- Monday:8:30AM-17:30
- Tuesday:8:30AM-17:30PM
- Wednesday:8:30AM-17:30PM
- Thursday:8:30AM-17:30PM
- Friday:8:30AM-18PM
- Saturday:Close
- Sunday:Close
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