Services
- Payday loans
- Cash advance
- Personal loan
- Emergency Cash Loans
- Financial Services
- Quick Cash
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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
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How to Apply Loan on Covington Credit?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for Covington Credit
The address is 1400 2nd Ave NW, Cullman, AL 35055 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
Covington Credit Compare With BadCreditLoans
| Covington Credit | BadCreditLoans | |
|---|---|---|
| Est. Process Time | 1-2 days | As fast as 2 hours |
| Approval Level | Standard | High |
| Simplicity Level | Standard | Easy (Apply Online) |
| Bad Credit Approve | Consider | Consider |
| Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the Covington Credit?
For more information, try calling (256) 736-2071 or visiting the website https://www.heightsfinance.com/. If available, you can also find more information on the company's website.
- 2. Where is the address of the Covington Credit?
The Covington Credit is open from 8:30 AM - 17:30 PM Monday, Monday through Friday. It is located at 1400 2nd Ave NW, Cullman, AL 35055 .
- 3. Does Covington Credit provide online loan service?
The policy and terms may vary by state and location. It is recommended to check the availability on this merchant's website at https://www.heightsfinance.com/
- 4. Are there any alternatives to Covington Credit?
If you want to check out reviews and recommendations for other local stores, you can visit our page for more information. Or, if you'd rather do everything online, CreditYelp is an excellent option. It's secure, no contact, and you won't have to worry about long driving and waiting times.
- 5. Can I pay my loan early?
Sure! For Payday Loans, please get in touch with a customer service representative at (256) 736-2071 to arrange an early payoff schedule.
- 6. What if I don't have a checking account?
At this time, Covington Credit requires all users to have an active checking account in order to offer a Payday Loan.
Covington Credit Reviews
4.3 stars based on 92 reviews
Featured Comments:
Jacob Scott- a year ago1.0Been a customer here over a year now. Haven’t missed a payment and was late ONCE the very first payment only because I forgot I got the loan LOL! Paid the original loan off and signed for another only for credit purposes! The second I signed for came in the form of a MAILED CHECK! I called and checked the credibility, making sure it was real.. They simply stated Yes! Just deposit it! They needed no information at all, (ie: change of address, pay stubs, etc) simply business. I’ve made almost all payments to pay this loan off a second time and unfortunately came upon circumstances that caused me to look for another job. I had an amount of money available that I’d paid down and they bugged me twice a week for three weeks to come sign for it, but didn’t need it. Come time for me to need the money they say “We need two forms of this and two recent pay stubs.” Since I guess it was technically “A new loan” .. Again. Never missed a payment or needed a favor. Credit score is good, only bad thing I have against me is medical bills, does that matter? No. Does it matter my wife has a job and could help if needed? No. Just “Hey it’s policy now that you’re here in need, just not when we want business.” Makes no sense to me. But here’s my review. The girls here have always been so nice and friendly so let me make it clear this review is simply towards “company policy”.
Response from the ownerWe are very sorry to hear that you have not had a good experience with us. We would like to learn more about your situation. Please send your contact information to [email protected] and someone from our team will reach out to you.
Daniel Swearingen- a year ago5.0It was like being in the comfort of my own home! Brittney, candi, and Rita are the best!
Response from the ownerWe are so glad you had a great experience with our Cullman team members. Thank you for your review and for being a Covington Credit customer!
Cortney Quick- a year ago5.0Very nice people and easy to work with! ???? …
Response from the ownerThank you for the 5-star review and for being a Covington Credit customer! We appreciate you!
Mitchell Fortenberry- a year ago5.0Wonderful to work with , always helpful when it comes to let you know you have extra money to get ,friendly people
Response from the ownerThank you for the 5-star review and for being a Covington Credit customer! We appreciate you!
Matthew Langley- a year ago4.0Great experience very friendly and very professional only reason for 4 stars has nothing to do with employees or cleanliness the company its self needs to upgrade there electronics: computers, tablets, printers, and software.
Response from the ownerThanks for the feedback and for choosing Covington Credit!
Lil One- a year ago5.0We have used Covington credit in the past and the people were just amazing to work with. Trying the one in Cullman and I just have to say they are the nicest and most helpful people we have ever worked with. I 100% recommend using them for your next loan, they will work with anyone. The process is quick, simple, and easy. We work with danyell and she is a doll so sweet and friendly. We also spoke with Rita and she is so funny, such a kind hearted lady, both women did wonderful jobs helping us out today.
Response from the ownerWe are so glad you had a great experience with our Cullman team members. Thank you for your review and for being a Covington Credit customer!
Alesia Newman- a year ago5.0I absolutely love how everyone that works there is so sweet and understanding and goes above and beyond for their customers, I highly recommend this place.
Response from the ownerThank you for the recommendation and for being a Covington Credit customer!
Rachael Higgins- a year ago5.0Rita are always there for me when I need cash whether it's a big amount or small amout... Thanks for always helpin me as much as yall possibly can...
Response from the ownerWe are so glad you had a great experience with our Cullman team members. Thank you for your review and for being a Covington Credit customer!
Samantha Rainwater- a year ago5.0Super fast, friendly, also gave me some goodies.
Response from the ownerThanks for the feedback and for choosing Covington Credit!
Betty Davis- a year ago4.0The girls in the office are always so nice and very helpful. I have only dealt with 2 of them( Brittany and Danyell )but I would recommend them to anyone needing a loan
Response from the ownerThank you for the recommendation and for being a Covington Credit customer!
Map & Direction
- SaturdayClose
- SundayClose
- Monday8:30AM-17:30PM
- Tuesday8:30AM-17:30PM
- Wednesday8:30AM-17:30PM
- Thursday8:30AM-17:30PM
- Friday:8:30AM-17:30PM
- Saturday:Close
- Sunday:Close
- Monday:8:30AM-17:30PM
- Tuesday:8:30AM-17:30PM
- Wednesday:8:30AM-17:30PM
- Thursday:8:30AM-17:30PM
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