Services
- Payday loans
- Cash advance
- Personal loan
- Emergency Cash Loans
- Financial Services
- Quick Cash
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How Much Would You like to Get up to?
- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
Disclaimer:
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How to Apply Loan on OneMain Financial?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for OneMain Financial
The address is 1580 N Franklin St #2, Christiansburg, VA 24073 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
OneMain Financial Compare With BadCreditLoans
| OneMain Financial | BadCreditLoans | |
|---|---|---|
| Est. Process Time | 1-2 days | As fast as 2 hours |
| Approval Level | Standard | High |
| Simplicity Level | Standard | Easy (Apply Online) |
| Bad Credit Approve | Consider | Consider |
| Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the OneMain Financial?
Please call (540) 382-4935 or visit their own websites if available.
- 2. Where is the address of the OneMain Financial?
OneMain Financial is located at 1580 N Franklin St #2, Christiansburg, VA 24073 . Opening from 8:30 AM - 17:30 PM Monday. You may want to call for the hours before the visit.
- 3. Does OneMain Financial provide online loan service?
OneMain Financial does not currently offer online loan services. If you are in need of online loan services, you can apply through CreditYelp.
- 4. Are there any alternatives to OneMain Financial?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
OneMain Financial Reviews
4.6 stars based on 14 reviews
Featured Comments:
Douglas Cerv- a year ago1.0Be careful of bait and switch practices on interest rates. I applied for loan at 25%, went through all steps to get loan including updated car insurance to full coverage at a $200 increase to my policy to find out I was approved only for a 35% interest rate. Mgr was no help and referred me to DMgr who was no help.
Response from the ownerHi Douglas. Various factors come into play with our interest rates, including your ability to meet our credit standards, which includes things like your credit history and your income after your monthly expenses. Feel free to reach out to your local loan specialist to discuss interest rates. Here's your branch's contact info: spr.ly/OMFBranches -SG
Skip Mathis- a year ago5.0I have been a customer of OneMain Financial for many years! The folks helped me then and just recently. The service they provided me on both occasions was personal and professional. I Highly recommend OneMain Financial to anyone who are looking for sound financing help, be it debt consolidation, purchasing a vehicle or a vacation ????
Response from the ownerThank you for taking the time to provide us with a review of your experience. We are pleased to hear that our team made your experience pleasant, and we look forward to seeing you again soon!
Vici Davis- a year ago5.0
Response from the ownerHi Vici,
Stephanie Brown- a year ago5.0
Response from the ownerHi Stephanie,
Glenus Mills- 2 years ago5.0
Carmel Cullop- 2 years ago5.0This team is great to work with! Fast and speedy process!
Response from the ownerHi Carmel, Thanks for the kind review. We appreciate your comment. Best wishes -JS
Cathy Huff- 2 years ago5.0
Response from the ownerHi Cathy, thank you! -JS
tony333- 4 years ago5.0I am always treated with respect at One Main and everyone was very helpful.
Brenda Simmonsbrenda- 4 years ago5.0
Libby Long- 4 years ago5.0
Map & Direction
- Tuesday9AM-17:30PM
- Wednesday8:30AM-17:30PM
- Thursday9AM-17:30PM
- Friday8:30AM-17:30PM
- SaturdayClose
- SundayClose
- Monday:8:30AM-17:30PM
- Tuesday:9AM-17:30PM
- Wednesday:8:30AM-17:30PM
- Thursday:9AM-17:30PM
- Friday:8:30AM-17:30PM
- Saturday:Close
- Sunday:Close
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