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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
Disclaimer:
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How to Apply Loan on My City Personal Loans?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for My City Personal Loans
The address is 1318 Louisiana St, Houston, TX 77002 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
My City Personal Loans Compare With Personal Loans
| My City Personal Loans | Personal Loans | |
|---|---|---|
| Est. Process Time | 1-2 days | As fast as 2 hours |
| Approval Level | Standard | High |
| Simplicity Level | Standard | Easy (Apply Online) |
| Bad Credit Approve | Consider | Consider |
| Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the My City Personal Loans?
Please visit https://mycitypl.com/ to get more information
- 2. Where is the address of the My City Personal Loans?
My City Personal Loans is located at 1318 Louisiana St, Houston, TX 77002 . Opening from 12 :00AM - 12:25 ,PM Monday. You may want to call for the hours before the visit.
- 3. Does My City Personal Loans provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://mycitypl.com/
- 4. Are there any alternatives to My City Personal Loans?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
My City Personal Loans Reviews
5.0 stars based on 44 reviews
Featured Comments:
Jennifer Clarke- a year ago5.0Overall, Personal Loan Houston has decent house loans. They're responsive, communicate effectively, and offer affordable charges. Good service, fair pricing, easy
Brandon Thomas- a year ago5.0Excellent services I really appreciated ????
Pierce Joan- a year ago5.0Great customer service and very helpful. They had alot of patience especially when it was really busy.
Traylor Rita- a year ago5.0This company is good. They work with you no matter your suitation. I will be working with this company again in the near future.
Brown Nora- a year ago5.0Very happy doing business with them I was able to get the amount I needed in time of emergency plus they work with me .will keep using them
Aleshire Tina- a year ago5.0This service asks all the right questions, and I believe this is one of the main reasons why it’s able to do exactly what it promises. I love when services don't let me down but actually exceed my expectations
Romy Mia- a year ago5.0Easy to work with, eager to assist when needed, and the best interest rate we could find - even via various brokers. Simple to engage with, especially through online banking.
Kevin David- a year ago5.0The representative explained everything thoroughly. Offered me 3 options to pay it back and I also informed me I can pay it off at any time with no penalty. Will definitely continue to do business with Personal Loan Houston
Christin Null- a year ago5.0Thanks for keeping things simple and affordable. Max rating achieved. Always easy to get a loan here. They aren’t the lender; they are like the loan marketplace..
Amelia burn- a year ago5.0I have nothing but praise for their trusting nature. Very professional and helpful, without them, we wouldn't have been able to handle the loan for nearly as long. No less than a full recommendation and five stars for excellent terms and conditions will do. Wow, that's quite helpful.
Map & Direction
- Tuesday19:10PM-12AM
- Wednesday19:10PM-12AM
- Thursday19:10PM-12AM
- Friday19:10PM-12AM
- Saturday19:10PM-12AM
- Sunday19:10PM-12AM
- Monday:12AM-12:25
- Tuesday:19:10PM-12AM
- Wednesday:19:10PM-12AM
- Thursday:19:10PM-12AM
- Friday:19:10PM-12AM
- Saturday:19:10PM-12AM
- Sunday:19:10PM-12AM
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