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- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
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How to Apply Loan on OneMain Financial?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for OneMain Financial
The address is 8440 Burnet Rd #116, Austin, TX 78757 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
OneMain Financial Compare With CashUsa
OneMain Financial | CashUsa | |
---|---|---|
Est. Process Time | 1-2 days | As fast as 2 hours |
Approval Level | Standard | High |
Simplicity Level | Standard | Easy (Apply Online) |
Bad Credit Approve | Consider | Consider |
Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the OneMain Financial?
Please call (512) 406-0214 or visit their own websites if available. Please check at: https://www.onemainfinancial.com/
- 2. Where is the address of the OneMain Financial?
OneMain Financial is located at 8440 Burnet Rd #116, Austin, TX 78757 . Opening from 8:30 AM - 17:30 ,PM Monday. You may want to call for the hours before the visit.
- 3. Does OneMain Financial provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://www.onemainfinancial.com/
- 4. Are there any alternatives to OneMain Financial?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
OneMain Financial Reviews
3.2 stars based on 25 reviews
Featured Comments:
- IA Sur- a year ago5.0
Fast and clear transaction
Response from the ownerOnline feedback is valuable to us and we are thankful you took the time to let us know about your experience. - sm
- Geneva Monroe- a year ago4.0
It was good for the most part. Wish I could have received more funds almost not worth it.
Response from the ownerOnline feedback is valuable to us and we are thankful you took the time to let us know about your experience. - HD
- Thelma Herrera- a year ago5.0
Ms Fabiola was wonderful, thorough, and informative. Enjoy working with her
Response from the ownerWe appreciate you taking the time to leave us a review and are glad to hear about your experience! - dd
- Crystal Fleming- 2 years ago1.0
Sarah is extremely rude and so are most of the other women that work in this office. I was approved yesterday and submitted paperwork which confirmed the income that I said I made and when Sarah called me today she was rude and just said “I’ll decision this out” and would not tell me what that meant. I had to go online to check my own status to see if I was approved or not and found out that she denied me. Stay clear of this place. They are liars.
Response from the ownerWe are sorry that we did not meet your expectations. Please call 855-663-6246 if you would like to learn more about your decision. You may also obtain a free copy of your credit report from the credit bureau listed in the notice within 60 days of receipt of the original notice. Additionally, if you would like to speak to a customer care team member, email: [email protected] and include your full name, phone number, zip and Google username. Thank you. – AUTHOR
- Milton Roberson- 2 years ago5.0
It was easy not bad at all they did what they say they was going to do.
Response from the ownerHi Milton!
- clara howerton- 2 years ago5.0
- Victor Moore- 2 years ago1.0
waste of time they do not call you back and your loan approval amount gets dropped from the amount you are originally approved for.
Response from the ownerHello Victor. That means that you were conditionally approved based on satisfying basic loan criteria. A branch loan specialist needed to verify the information on your application for final approval. Your branch's contact info is in your confirmation email or you can find it here: http://spr.ly/OneMain17FB Have your reference number handy. Thank you and have a great day. -AS
- Janice Foehner- 2 years ago4.0
I liked the fact that my paperwork was done & all I had to do was sign it & that money was electronically transferred! However, I was in the parking lot at 1:30pm for my appointed meeting time at 2pm! Sign on door read OUT TO LUNCH! The agent finally opened the door at 3:30pm!!! I should have been informed that agent I had worked with was not there and/or informed I could choose another day to come in or later time that same day! I found this unprofessional business practice! I appreciate all ONE MAIN has given me, but this just was not right!
Response from the ownerHi Janice,
- Steffan Bentley- 3 years ago1.0
I received an offer letter from one main financial in the mail pre approving me for 10k @ 10% interest. However, once I got on the phone with the local office I quickly realized that their sales strategy was a clear bait and switch. I find this sales strategy to be highly unethical, and I have no intention of ever working with a company that utilizes this strategy.
Response from the ownerHi Steffan, thanks for reaching out to OneMain. We consider interest rates on the basis of a few different factors, including employment and income verification. Your local branch is there for you to answer any questions you may have, and you can find their contact information here: http://spr.ly/Branches. Thanks. -AS
- Jakisha Collins- 4 years ago1.0
This place is a scam
Map & Direction
- SundayClose
- Monday8:30AM-17:30
- Tuesday9AM-17:30PM
- Wednesday8:30AM-17:30PM
- Thursday9AM-17:30PM
- Friday8:30AM-17:30PM
- Saturday:Close
- Sunday:Close
- Monday:8:30AM-17:30
- Tuesday:9AM-17:30PM
- Wednesday:8:30AM-17:30PM
- Thursday:9AM-17:30PM
- Friday:8:30AM-17:30PM
![map mask](https://www.credityelp.com/images/store/map-mask.jpg)
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