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How Much Would You like to Get up to?
- Bad credit isn't an issue
- No hard credit checks
- Easy & quick access to funds
- Very high acceptance rates
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How to Apply Loan on United Finance?
Step 1 Eligibility and Documents
- An Active Bank Account
- Government-Issued Photo ID
- Proof of Income
- Most Recent Bank Statement
- Checking Account + Bank Routing Number
- Social Security Number/ITIN
Step 2 Location and driving instructions for United Finance
The address is 1833 Auburn Way N Suite N, Auburn, WA 98002 .
Step 3 Fill out the application form
Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.
Step 4 Review the term and sign the loan agreement (if approved)
Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.
Step 5 Received your loan.
Get a check, cash, or direct deposit for the amount you asked for. You are all set!
United Finance Compare With BadCreditLoans
| United Finance | BadCreditLoans | |
|---|---|---|
| Est. Process Time | 1-2 days | As fast as 2 hours |
| Approval Level | Standard | High |
| Simplicity Level | Standard | Easy (Apply Online) |
| Bad Credit Approve | Consider | Consider |
| Loan limit | $100-$2000 | $100-$10000 |
Frequently Asked Questions
- 1. How should I contact the United Finance?
Please call (253) 887-5500 or visit their own websites if available. Please check at: https://www.unitedfinance.com/
- 2. Where is the address of the United Finance?
United Finance is located at 1833 Auburn Way N Suite N, Auburn, WA 98002 . Opening from 9 :00AM - 18:00PM Monday. You may want to call for the hours before the visit.
- 3. Does United Finance provide online loan service?
While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://www.unitedfinance.com/
- 4. Are there any alternatives to United Finance?
You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.
- 5. What is APR?
Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.
- 6. What makes payday loan has such high APR?
Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.
United Finance Reviews
4.2 stars based on 37 reviews
Featured Comments:
Rosalyahia- a year ago1.0This company is predatory with insane rates and underhanded tactics. This company ended up taking my in house finance loan which already had a high finance rate of 12 % and hiked it up to 33%. The vehicle I was financing ended up coming out of gear while I was putting my son in it and rolled away while I was putting things in the trunk. I had to chase it down and dive in to stop it. I told Jason that I wanted to defer a payment to get the car checked out. He acted so nice and told me he would send the paperwork to sign. I offered to come in and he told me it's almost Christmas don't worry etc. Papers never came but a tow truck reposessed my car for $211. Even the driver apologized because he didn't understand the reason. When I called to find out why Jason told me that I mentioned paying the car off early and that he was going to get his profit from me one way or another. He said I would need to pay $1500 to get the car back. I told him to keep it. Later on he showed up at my residence to try to discuss payments, called and harassed me and then refused the payment amount I wanted to pay. He tried to get $900 up front knowing I had to buy another vehicle because he had mine reposessed for $211. I never received the court order to sue me and made small payments to this debt. It ended up being a garnishment anyway which I paid, for much lower than what United finance wanted to charge me.
Response from the ownerWe value your feedback and apologize if our service fell short. If you'd like to discuss the circumstances surrounding your review, please contact either our Auburn office at 253-887-5500, or our Executive office at 503-238-6464 to speak to a supervisor. Thank you.
Ahlyn Day- a year ago5.0The ladies at this office are always professional and polite. My loan has been an easy and convenient solution for my needs.
Response from the ownerWe're glad we could provide you with a solution to your lending needs, Ahlyn. Thank you for the great review, we'll be sure to pass along your comments to our Auburn employees.
Randy C- a year ago1.0I was frustrated with process regarding a possible late fees. When I started to be stern about asking questions about their late fee process...their office staff Dawn started to be rude and condescending, especially after I asked to speak to their supervisor. I informed Dawn, I am upset about the process and not at her and again in a condescending tone "oh gosh, I am so sorry, let me get my boss on the line..." Robert got on the phone and said she did nothing wrong. I escalated it to their corporate office and they said "We will talk to the office team in Auburn..."
Response from the ownerWe're sorry our service fell short of expectation, Randy. If you haven't already, you can create an online account and pay with a checking and routing number to avoid any delays in us receiving your payment.
Ailene Mika- a year ago5.0Robert Sutton has the best customer service ever.
Response from the ownerWe're thrilled to hear you're impressed with the service you received from our Auburn office. Thank you, Ailene.
That One- 2 years ago5.0They changed my future with lending me enough funds to get a really decent car. I thank all the staff for being kind and handling my auto account with professionalism if I run into any problems. 5 ⭐⭐⭐⭐⭐
Response from the ownerWe value your feedback here at United Finance Company. We're glad that our staff in the Auburn office has been kind and provided you with great service. If you would like to discuss the situation of your review further, please contact either our Auburn office at 253-887-5500 or our Executive office at 503-238-6464 and ask to speak to a Supervisor. Thank you.
Mary Henry- 2 years ago5.0I had a great experience. They was fast good customers service. I was discouraged because ni email, but please don't let this discourage you.Give them a try. Plus, I found direct contact was even better and I was more clear on what I need as for as my documentation jo back and forth emails was great. I hope this helps someone else.
Kelly Driscoll- 2 years ago5.0Applying for a loan is never fun but I’ve used United Finance on a couple of occasions now and each time Robert and his team have been super friendly, responsive, and quick. There’s no prepayment penalties and I would highly recommend going to the folks at the Tacoma/Parkland office. Super nice people and not intimidating at all.
Response from the ownerWe understand the loan process can be a bit stressful, we're glad Robert and our Tacoma office have eased the burden of getting the fund you need. Thank you, Kelly, for continuing to choose United Finance, and for recommending us to others.
Jesus Alvarez- 3 years ago5.0Very fast and exceptional service. Highly recommend for any loan needs. Definitely will be using again.
Leo Schreuders- 3 years ago3.0Have nothing to say real negative about my experience with UFC. The loan process went smoothly and quicker than I thought. However making a payment has certainly become a bad experience for me thus far. We will see after I talk to the office of UFC this morning
Response from the ownerThank you for your feedback, Leo. We have tried contacting you to better understand the situation and offer any assistance in making your payment that we can. You can contact our Auburn office at (253)887-5500 or our Corporate office at (503)238-6464 Monday-Friday 9am-6pm.
Charity steinbrecher- 4 years ago5.0Very helpful and friendly service!!
Response from the ownerThank you for the review, Charity. We're glad our Auburn office provided such great service.
Map & Direction
- Tuesday9AM-18PM
- Wednesday9AM-18PM
- Thursday9AM-18PM
- Friday9AM-18PM
- SaturdayClose
- SundayClose
- Monday:9AM-18PM
- Tuesday:9AM-18PM
- Wednesday:9AM-18PM
- Thursday:9AM-18PM
- Friday:9AM-18PM
- Saturday:Close
- Sunday:Close
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