Plain Green

Mon-Fri: 8am - 10pm ET
Sat: 9am - 5pm ET
93 Mack Road, Suite 600 PO Box 270 Box Elder, MT 59521
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The Chippewa Cree Tribe, a secular state within the United States, offers excessively expensive short-term loans known as "Plain Green Loans." The loans have terms of 10 to 26 months to repay, with interest rates of 210% to 428%.

While they do not have any hidden fees other than a returned payment fee, they are nonetheless quite pricey.

Plain Green Loans offer financing as soon as the same day you are authorized for the loan, which is the only genuine benefit associated with these loans.

However, there are a large number of other online lenders who provide the same lightning-fast approval and cash but at far more reasonable interest rates.

Plain Green Loans Overview

Plain Green provides short-term installment loans for borrowers with bad credit that require money right now.

Even though they aren't strictly payday loans, Plain Green loans are comparable. They feature extremely high interest rates and are available in relatively small sums ($500 to $5,000), just like payday loans.

However, with Plain Green, you have months rather than just weeks to repay the debt.

Plain Green Loans Highlights

  • Loan amounts: $500-$5,000.
  • Loan types: short-term personal installment loans.
  • Credit check: soft credit inquiry for a source of income; hard credit check needed when officially applying.
  • Minimum credit score: Not disclosed.
  • Funding time: 1-2 business days.
  • Repayment terms: 10 to 26 months.
  • Interest rate: 210%-428%.
  • Fees: No original, prepayment, or late fee.
  • BBB Rating: Plain Green Loans is not BBB-accredited and only receives a B rating.
  • Bad credit is considered.
  • Funding may be available within one business day.
  • There is no initial fee and no prepayment penalty.
  • Low minimum income requirement: $1,000/month.
  • Flexible repayment terms.
  • Sky-high interest rates.
  • Only services 26 states.
  • Small loan amounts: $500-$5,000.
Bottom Line

Plain Green provides short-term installment loans for borrowers with bad credit that require money right now.
However, there are a large number of other online lenders who provide the same lightning-fast approval and cash but at far more reasonable interest rates.

Where Plain Green Loans Stand Out

Bad credit is considered

Plain Green asserts, but does not provide evidence to back up their claim, that they cater to customers with poor credit.

Plain Green is here to provide a variety of lending options, including bad credit loans and other forms of finance, for those who have credit that is not quite as good as it could be.

This is due to the fact that plain-green loans are created specifically for individuals with poor credit. The loans come with extremely high interest rates and fees, both of which contribute to the overall exorbitant cost.

If you have poor credit and are thinking of applying for a loan through Plain Green, you should reconsider your decision.

Funding may be available within one business day.

You will know within seconds after submitting your online application whether you have been conditionally authorized.

Following that, you must verify your information to determine whether or not you have been officially granted.

If your application for a loan is accepted, the money from the loan may be made accessible to you within one working day.

There is no initial fee and no prepayment penalty.

There are no origination fees or costs for paying down the loan early with a Plain Green mortgage.

Plain Green does not impose a prepayment penalty for paying off your loan early or making extra payments; however, the company does charge penalties for payments that are missed, returned, or made late.

Low minimum income requirement: $1,000/month

The required minimum income for Plain Green is one thousand dollars per month. This indicates that in order to qualify for a loan with Plain Green, your monthly income does not have to be very high in order for you to be able to do so.

Flexible repayment terms

A Plain Green loan could be a smart choice for you if you are searching for a loan that offers terms of repayment that are more advantageous than those associated with a payday loan.

You have the option of making payments to Plain Green once a month, once every two weeks, or once every three months; this choice is determined by how frequently you get paid.

Where Plain Green Loans Fall Short

Sky-high interest rates

A loan from Plain Green comes with a high interest rate because of how quickly and easily it may be obtained.

The lender may charge interest rates in the triple digits, which may result in your having to repay significantly more than you initially borrowed. The highest interest rate it offers is well over 400%.

In fact, this interest rate on personal loans is one of the highest you will find anywhere. If you are thinking about getting a personal loan, you should absolutely check into other financial options first.

There are a lot of other solutions available that are a lot better and cost far less. The extremely high interest rate is not justified in any way. It is strongly recommended that you go elsewhere to conduct your business.

Through the use of an online application form, you are able to obtain a free price quote.

Only services 26 states

Additionally, Plain Green is only authorized to conduct business in 26 of the 50 states. There are several states, like New York, Illinois, Maryland, New Jersey, Ohio, and Pennsylvania, in which they do not conduct business.

Small loan amounts: $500-$5,000

Loan amounts from Plain Green might range anywhere from $500 to $5,000 altogether. However, the maximum loan amount available to new consumers is significantly smaller than the maximum credit amount available to existing customers.

There is a range of acceptable repayment arrangements, from 10 to 26 months.

Compare Plain Green Loans to other lenders.

A healthy comparison helps in choosing the best service.

People in need of a loan often settle for the first one they can get their hands on because they are unaware of other available options, even if it causes them long-term financial problems or a negative impact on their credit score.

This comparison was developed so that you may see how various loan providers stack up against one another, which is why we encourage you to shop around.

Use this table to see how Plain Green loans stack up against other lending options, such as personal loans and Cashusa.

Below, we've included a table that compares the three options directly to one another. You should also have solutions available to you that are both affordable and doable in terms of payback terms.

  • Estimated ARP: One of the three loans that are described below fares better than the other two in terms of the interest rate that is attached to it.

    Cashusa and personal loans, both of which are noted for having an estimated APR ranging from 5.99% to 35.99%, do not charge excessively high interest rates.

    Plain Green Loans, on the other hand, have an extremely high estimated annual percentage rate (APR), which might result in customers paying back up to four times the amount that they first borrowed. There is a range of 210% to 428% for the interest rate.

  • Loan Amount: When it comes to asking for loans, different direct lenders have varied maximum loan amounts that they are willing to provide.

    Personal loans and Cashusa offer amounts ranging from $1,000 to $35,000 and from $500 to $10,000, respectively, so as not to make this paragraph too long.

    People who are in that much need of money should consider submitting an application because those amounts are pretty substantial.

    However, if you only need a small amount of money, Plain Green Loans can give you anything from $500 to $5,000.

  • Available Areas: Plain Green loans are also only available in 26 of the 50 states in the United States, although loans from other lenders are available in all 50 of the states.

    This indicates that if you do not reside within the borders of these 26 states, you may be unable to acquire a loan through Plain Green Loan.

  • Loan Term: In conclusion, in contrast to Personal Loans and, which offer loan terms that span anywhere from three months to seventy-two months, Plain Green Loans only offers loan periods that are anywhere from ten months to twenty-six months.
Plain Green
Personal Loans™
210% - 428%
5.99% to 35.99%
5.99% to 35.99%
$500 - $5,000
Loan Amount
$1,000 to $35,000
$500 - $10,000
Not Disclosed
Min. credit score
No minimum credit score is required.
No minimum credit score is required.
10-26 month
Loan Term
3 to 72 months
3 to 72 months
26 states
Available areas
All states
All states

There are also a lot of other lenders out there who charge lower interest rates and offer longer loan terms along with greater loan amounts. Those who don't live in one of the 26 states where the option is accessible should consider one of the other choices.

Plain Green Loans vs. Personal Loans™

Plain Green Loans, in contrast to Personal Loans, offer their customers a higher interest rate; nevertheless, the loan amounts that are accessible vary from merely $500 to $5,000, whereas the maximum loan amount that can be obtained through Personal Loans is $35,000.

Personal Loans™, like Plain Green Loans, do not conduct rigorous credit checks, but Plain Green Loans are only offered in 26 states. Personal loans, on the other hand, are available everywhere.

Personal loans offer borrowers a more beneficial variety of loan terms, with options ranging from three months to seventy-two months, as opposed to the range of ten months to twenty-six months that is available through Plain Green.

Plain Green Loans vs.

The interest rate on loans from Plain Green Loan is greater than the rate offered by, but the available loan amounts are significantly lower, ranging from $500 to $5,000 as opposed to $10,000 for

In addition, does not perform a rigorous credit check, just like Plain Green Loans does not, and the services of Plain Green Loans are only available in 26 states.

Borrowers who use have the option of selecting a repayment term anywhere between three and seventy-two months, as opposed to having the choice between ten and twenty-six months with


Plain Green Loans requires that borrowers be at least 18 years old before they can apply for one of their personal loans. If you happen to be a resident of Alabama, Nevada, or Virginia, the minimum age requirement will be increased to 19.

In addition to that, applicants are required to have a working email address, a bank account that is in good standing, evidence of income, and residency in one of the 26 states that the company does business in.

Obviously, there is no assurance that you will actually be granted the loan amount that you want when you submit your application.

They have the final say in this matter, and their choice will be influenced by a number of criteria, including your credit score, the history of your debt-to-income ratio, and your general financial status.

How to Apply for Plain Green Loans

To submit an application for a loan, complete the steps that are listed below.

  1. Go to and then click the "Apply Now" button on their website.
  2. Enter the amount of the loan that you would like to take out, and then choose whether you would like to receive the money in the form of a check in the mail or as an electronic deposit into your account.
  3. Please be sure to fill out all of the needed personal information before creating a username and password. Please send us your application.
  4. Keep an eye on the email that you provided for notification of the loan's approval. This can take as little as a few minutes in some instances.
  5. If it was stated that your approval was subject to verification, then you are required to provide any paperwork, such as proof of income, that was sought.
  6. The loan agreement needs to be read and signed.
  7. You can expect to get the money in as little as one business day.
  8. Make use of the finances so that you can take care of the emergency.

Borrowing from Plain Green Loans is not a good idea in four cases.

If you are not in those 26 states, it is not an option for you.

Plain Green loans are offered in only 26 of the 50 states, although loans from other lenders are available in all of them. If you do not currently live in one of the 26 states listed above, this implies that obtaining financing through Plain Green may not be an option for you at this time.

If you need a large amount of cash (above $5,000), it couldn't lend you that much.

Individuals who are in such dire need of money and have a high amount of debt should seriously consider applying to other lenders because those amounts are quite large.

Plain Green Loans, on the other hand, can provide you with any amount of money between $500 and $5,000, so long as your financial needs are quite modest.

Not affordable at such a high interest rate, there are numerous other low-interest lenders.

Plain Green Loans is a direct lender with interest rates ranging from 210% to 420%, which are considered to be extremely expensive and even ridiculous.

If a person's credit is in poor shape and they are in need of an emergency loan, they should investigate alternative lenders who are willing to work with borrowers who have terrible credit, such as credit unions, or they should try to borrow from friends and relatives who may be able to assist notwithstanding the person's low credit score.

Consider its bad reputation before you make a decision.

It is always to your advantage to do research on a firm before engaging in business with them. Plain Green Loans has been given a rating of B by the Better Business Bureau.

And on their website, there are a lot of complaints from their customers and clients who are having trouble with the extremely high interest rates, in addition to the fact that Plain Green Loans do not observe state regulations.

Because they have a somewhat negative reputation, you should give serious consideration to whether or not to fill out the application form.

How CreditYelp rates Plain Green Loans

Overall 3.1/5 Explanation
Requirements and Application 4/5 Soft check, online application.
Loan flexibility 3.5/5 Loan term
Affordability 2/5 High interest
Customer experience 3/5 Bad comments

Plain Green Loans FAQs

Q1: Are plain green loans legit?

Well, we can't really say they are because they have a bad reputation.

Q2: Does taking out plain green loans hurt my credit?

Keep in mind that if you apply with Plain Green, they will do a hard inquiry on your credit, which could hurt your credit score.

Q3: How do I pay back Plain Green?

You may have to pay your loan back weekly, biweekly, or monthly, depending on the terms. Furthermore, late payments will result in substantial penalties and costs.

Therefore, if you are having financial difficulties, you should contact Plain Green and see if you can come to an arrangement.

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