OneMain Financial picture
OneMain Financial picture
OneMain Financial picture
Loan agency
CLOSED

OneMain Financial

CLOSED

230 E W.T. Harris Blvd Ste B7, Charlotte, NC 28262

3.7

(40)

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OverView

OneMain Financial provide Payday Loans, Title Loans, and other financial services.
According to Google feedback from 40 customers, OneMain Financial has received an overall score of 3.7 out of 5.

Based on its previous record, we do not recommend this store.

OverView

OneMain Financial provide Payday Loans, Title Loans, and other financial services.
According to Google feedback from 40 customers, OneMain Financial has received an overall score of 3.7 out of 5.

Based on its previous record, we do not recommend this store.

Services

  • Payday loans
  • Cash advance
  • Personal loan
  • Emergency Cash Loans
  • Financial Services
  • Quick Cash

Apply for Your Loan via CreditYelp!

How Much Would You like to Get up to?

$2,500
$0
$5,000
  • Bad credit isn't an issue
  • No hard credit checks
  • Easy & quick access to funds
  • Very high acceptance rates

Disclaimer:

CreditYelp help people search for a loan from our network of lenders and in other third-party lender networks we use.

How to Apply Loan on OneMain Financial?

Step 1 Eligibility and Documents

  • An Active Bank Account
  • Government-Issued Photo ID
  • Proof of Income
  • Most Recent Bank Statement
  • Checking Account + Bank Routing Number
  • Social Security Number/ITIN

Step 2 Location and driving instructions for OneMain Financial

The address is 230 E W.T. Harris Blvd Ste B7, Charlotte, NC 28262 .

Step 3 Fill out the application form

Waiting in line and talking to the staff when called. Fill out the application with your basic information and return it when finished.

Step 4 Review the term and sign the loan agreement (if approved)

Review the offer and rate. If you get approved and accept the term, you will need to sign the loan agreement in order to receive the loan.

Step 5 Received your loan.

Get a check, cash, or direct deposit for the amount you asked for. You are all set!

OneMain Financial Compare With Personal Loans

OneMain FinancialPersonal Loans
Est. Process Time1-2 daysAs fast as 2 hours
Approval LevelStandardHigh
Simplicity LevelStandard Easy (Apply Online)
Bad Credit ApproveConsiderConsider
Loan limit$100-$2000$100-$10000

Frequently Asked Questions

  1. 1. How should I contact the OneMain Financial?

    Please call (704) 595-9087 or visit their own websites if available. Please check at: https://www.onemainfinancial.com/

  2. 2. Where is the address of the OneMain Financial?

    OneMain Financial is located at 230 E W.T. Harris Blvd Ste B7, Charlotte, NC 28262 . Opening from 8:30 AM - 17:30 PM Monday. You may want to call for the hours before the visit.

  3. 3. Does OneMain Financial provide online loan service?

    While it is not normally possible to complete the entire process online, it is still possible to check availability on this merchant's website. Please check at: https://www.onemainfinancial.com/

  1. 4. Are there any alternatives to OneMain Financial?

    You can visit our page to check out reviews and recommendations for other local stores. If you prefer a completely online, no-contact, and secure option, CreditYelp is a good resource to consider in order to avoid long driving and waiting times.

  2. 5. What is APR?

    Annual Percentage Rate, or APR, is the total interest and fees charged for borrowing expressed as a yearly rate. It is a way to compare different types of loans and determine the cost of borrowing. It is important to note that APR is not the same as the interest rate, as it also includes any fees that are charged for borrowing.

  3. 6. What makes payday loan has such high APR?

    Payday loans often have a high APR because it is calculated based on an annual rate, including all fees and interest, but payday loans are typically only intended to be paid off on the borrower's next payday. A flat rate is typically charged for the amount borrowed.

OneMain Financial Reviews

3.7 stars based on 40 reviews

Featured Comments:

  • user avatar
    Adrienne Fulwiley
    - a year ago
    1.0

    Jan 6th I applied for a loan and provided all necessary supporting documentation with the approval I recieved online. Called the location weekly to check the status and advised a call back was going to take place multiple times, resulting in me calling back up to the office. Jan 23rd, I recieved a call about my loan. By that time Navy Federal approved a loan in less than 20 mins and deposited. I was advised the location is short staffed which can be a issue however I expected more communication. At least a email update could have sufficed. I do not recommend.


    Response from the owner

    We'd like to learn more to see how we can help. Please send us an email at [email protected] and include your first and last name, Google username, phone number, zip code, and a few additional details about your experience. -SG

  • user avatar
    Marian Davis
    - a year ago
    4.0

    At first I was i not sure of one main but they did I well thanks management

  • user avatar
    Janet Austin
    - a year ago
    5.0

    Quick easy. Pleasant staff.


    Response from the owner

    Thank you for the review. We truly appreciate your feedback! - sm

  • user avatar
    Mieraf Aboye
    - a year ago
    1.0

    My application has been "In review" status for 7 days now. I need to make a big payment right away and they're just not doing their job. I called 4 times so far, each time i was told the person reviewing my application is "on a call with a customer and she will get back to you when she's free". And, here I am still waiting for the call and today was the last day I have to make the payment. So yeah, terrible service and will not try to get a loan with them ever again!


    Response from the owner

    Mieraf, We'd like to learn more to see how we can help. Please send us an email at [email protected] and include your first and last name, Google username, phone number, zip code, and a few additional details about your experience. -SG

  • user avatar
    Tori Tarver
    - a year ago
    5.0

    My experience with OneMain was very simple and quick. The customer service representative was very knowledgeable, pleasant and helpful with the questions I had. I will refer OneMain to anyone who needs financial assistance.


    Response from the owner

    Thank you for the review. We truly appreciate your feedback! - dd

  • user avatar
    Taylor Cochran
    - a year ago
    1.0

    I agree with the comments. This company completely horrific. They won’t help you if you are in need but harass you for a payment that’s not 30 days past due. Biggest regret of my life getting a loan with them. I was told i couldn’t change my payment due date for months but as soon as i made a payment today after speaking to the manager magically they could change it.


    Response from the owner

    Taylor, We'd like to learn more to see how we can help. Please send us an email at [email protected] and include your first and last name, Google username, phone number, zip code, and a few additional details about your experience. -AS

  • user avatar
    Dean Bazzelle
    - 2 years ago
    5.0


    Response from the owner

    Hi Dean,

  • user avatar
    Guillermo Estevez
    - 2 years ago
    5.0

    I'm a person that's short on words, I do have to say that I OneMain Financial helped me with my personal loan, no hassel no question on what I needed the loan for and the funds where deposited straight into my bank account . Thank you OneMain Financial.


    Response from the owner

    Hi Guillermo,

  • user avatar
    Kesha Osborne
    - 2 years ago
    1.0


    Response from the owner

    Hi Kesha. Please let us know how we can achieve a five-star rating in the future. -AS

  • user avatar
    Kim Evarts
    - 2 years ago
    5.0


    Response from the owner

    Hi Kim,

Map & Direction

CLOSED
Hours:
  • SundayClose
  • Monday8:30AM-17:30PM
  • Tuesday9AM-17:30PM
  • Wednesday8:30AM-17:30PM
  • Thursday9AM-17:30PM
  • Friday8:30AM-17:30PM
Hours:CLOSED
  • Saturday:
    Close
  • Sunday:
    Close
  • Monday:
    8:30AM-17:30PM
  • Tuesday:
    9AM-17:30PM
  • Wednesday:
    8:30AM-17:30PM
  • Thursday:
    9AM-17:30PM
  • Friday:
    8:30AM-17:30PM
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